Imagine a world where anyone can easily own a part of real estate, participate in corporate credit markets, or invest in government bonds through a digital wallet. No mountain of paperwork, no redundant intermediaries, and no long waits. This vision is becoming a reality through Plume — a modular Layer 2 blockchain built for real-world asset finance (RWAfi).

Plume is not just another blockchain network. It is a dedicated infrastructure designed to unify asset tokenization, trading, and compliance within the same ecosystem. Its mission is simple yet revolutionary: to merge the transparency of decentralized finance with the stability and trust of traditional finance.

Plume's Technical Foundation

Plume is a modular Layer 2 chain compatible with Ethereum, with an execution layer based on Arbitrum Orbit and data availability relying on Celestia. This design achieves high speed, scalability, and efficiency while maintaining the security of Ethereum.

The modular structure allows Plume to evolve each part independently—tokenization, compliance, and data processing, flexibly adapting to various asset types such as digital securities, private credit, funds, and commodities. Developers can easily deploy decentralized applications using familiar Ethereum tools, while compliance and regulatory features are directly built into the chain layer without the need for additional development.

Built-in Compliance and Regulation

One of Plume's major innovations is the native implementation of compliance, executed directly at the network layer. Real financial assets must adhere to strict regulations, and Plume incorporates this requirement into its core design instead of evading it.

Through deep integration with compliance analysis services such as TRM Labs, Chainalysis, and Elliptic, Plume can monitor transactions, issuer, and investor behavior in real-time, ensuring all operations are within legal bounds. Wallet reviews, investor permission controls, transaction monitoring—all operations are executed natively on-chain.

In October 2025, Plume became a registered transfer agent with the U.S. Securities and Exchange Commission (SEC), becoming one of the few blockchain networks able to manage and record ownership of tokenized securities on-chain. This marks a historic connection between decentralized technology and regulated finance.

Token Standards and Architecture

Plume supports major Ethereum token standards, including ERC-20, ERC-721, ERC-1155, and the more advanced ERC-3643. ERC-3643 is particularly critical, enabling compliance features such as investor whitelisting, transfer restrictions, and emergency freezes.

Through a reliable Oracle system, Plume provides real-time pricing and financial data, ensuring that on-chain tokenized assets always correspond to real-world value.

One of the highlights of the Plume ecosystem is SkyLink, which allows on-chain tokenized assets to distribute earnings across multiple blockchains without moving the underlying assets.

Assets remain securely stored on Plume, with earnings generated as mirrored tokens on other chains and distributed in real-time. Through LayerZero technology's cross-chain communication, investors can receive earnings across different networks while compliance is centralized and transparent.

Native Tokens and Liquidity

  • PLUME: The network-native gas and governance token, used for transaction fees, staking, and voting.

  • pUSD: A stablecoin backed 1:1 by USDC, serving as the base unit for on-chain transactions and RWA circulation.

  • pETH: A liquid staking token for ETH that automatically generates earnings and can be used in DeFi.

These assets make trading, lending, and asset management more efficient and convenient for both individual and institutional participants.

Growth and Partnerships

Since the mainnet launch in mid-2025, Plume has experienced rapid growth in institutional adoption and on-chain activity. It launched with approximately $150 million of tokenized assets under custody and received strategic investment from global asset management giant Apollo Global Management, marking a new phase in the RWA space.

The ecosystem continues to expand, including DeFi applications, liquidity providers, and enterprise-grade asset tokenization partners. In October 2025, it acquired Dinero Protocol, further enhancing yields and credit services for institutional investors. Today, Plume manages hundreds of millions of dollars in real assets, becoming one of the most active RWA networks globally.

Plume's Unique Value

The global tokenization market is expected to reach trillions of dollars in the future, while most existing blockchain infrastructure is not designed for the complexities and legal requirements of real assets.

Plume combines the reliability of Ethereum, the scalable data architecture of Celestia, and an embedded compliance framework to create a secure, compliant, and efficient environment, allowing both institutions and individuals to operate confidently without compromising between decentralization and legality.

Focusing on regulated financial assets, Plume is becoming the cornerstone of the next generation of decentralized finance—the true integration of blockchain and the real economy.

Challenges and Future

Plume is still under development: the current Sequencer remains centralized, and the fraud-proof system has not been fully decentralized, increasing trust layers due to reliance on Celestia's data. However, these are all outlined in the project roadmap, with plans for a clearly decentralized Sequencer and expanded validator participation.

The team is committed to building a sustainable ecosystem where compliance, scalability, and decentralization coexist.

The future of real-world assets

Plume is not just a blockchain project; it represents a larger trend of the fusion of digital finance and the real world. It demonstrates that compliance and decentralization are not in conflict but can complement each other.

As tokenized securities, private credit, and real estate develop, Plume provides the infrastructure for the integration of traditional finance and decentralized systems. It is moving towards a future where ownership, transparency, and accessibility become the modern financial standard—anyone, anywhere can invest in real-world assets through blockchain.

@Plume - RWA Chain #plume $PLU