@plumenetwork
Recently, the wind of RWA (Real World Assets on the blockchain) is getting stronger, and many people around me are asking: 'How can we buy US Treasury bond funds on the chain?' 'Is there any way to use gold as collateral to borrow US dollars?' In the past, these things were unthinkable—traditional financial treasures (like Blackstone's funds, private credit) simply did not play with crypto. Even if some assets managed to get on the chain, they could only be observed but not touched, and could not earn interest or be used for collateral lending like ETH.
But Plume Network has broken through this barrier. It doesn't simply put a 'blockchain label' on assets; instead, it has directly built a 'two-way bridge' that thoroughly connects the money of the real world with the gameplay of the crypto world. Today, let's talk in plain language about how Plume works and what benefits ordinary people can gain from it.#Plume #PLUME
First understand: Plume is not an 'asset mover', but a 'DeFi playground for RWA'
Many people think RWA is just 'turning gold into tokens', but that's merely the most basic form of 'tokenization', akin to taking a photo of a property deed, which is fundamentally useless. The core capability of Plume is: to make real-world assets as 'composable' as crypto—simply put, the 'on-chain gold tokens' in your hand can be staked in DeFi protocols to earn interest, used as collateral to borrow stablecoins, and even combined with other assets for complex strategies. This is how assets are truly put to work.
It can achieve this thanks to three 'core pieces of equipment', just like the power system, safety turnstiles, and information screens at an amusement park, all of which are essential:
- Arc (Asset Tokenization Engine): This is the 'ticket machine' that can quickly turn fund shares from Blackstone, uranium rights from mines, or revenue rights from durian farms in Thailand into compliant on-chain tokens. The key is its built-in 'automated compliance checks', for instance, if U.S. users cannot purchase certain overseas assets, the system directly blocks them, eliminating compliance hassles for both the platform and users.
- Nexus (Data Superhighway): This is the 'information line' that can transmit real-time data from the real world to the blockchain. For example, if you buy on-chain commodity tokens, Nexus will synchronize international gold and oil prices in real-time, allowing the DeFi protocol to calculate your staking ratio based on the latest prices, avoiding pitfalls like 'assets have already dropped, but the collateral ratio hasn't updated yet.'
- Smart Wallet: This is the 'controller' that directly embeds custody and compliance functions into the wallet. In the past, if you bought on-chain U.S. Treasury bonds and wanted to stake them, you had to find a third-party custodian; now, with just a few clicks in the Plume wallet, even beginners can easily manage 'staking for interest + collateralized lending' combinations.
Here's a real example: Plume has already partnered with giants like Blackstone and BlackRock, and the 'on-chain U.S. Treasury bond tokens' you buy on it not only allow you to enjoy the yields from real-world U.S. Treasury bonds, but also enable you to use them as collateral in lending protocols within the Plume ecosystem, borrowing USDC to buy other RWA assets, effectively earning double the yield from a single investment—this is the magic of 'composability' and where Plume excels compared to other RWA projects.
Can ordinary people get involved? Here are three scenarios to illustrate Plume's 'attractiveness'.
Some might say: 'Aren't these products meant for institutions? Individual retail investors can't get involved.' That's simply not true; Plume has long lowered the barriers to a level accessible to ordinary people, and these scenarios are particularly suitable for beginners to test the waters:
1. Use stablecoins to 'tap into' the yields of giant funds.
In the past, wanting to buy private placement products from Blackstone or BlackRock required millions in capital to even enter; now on Plume, you can buy their on-chain token shares with just a few hundred USDC. A friend of mine used 10,000 USDC to buy short-term U.S. Treasury bond tokens on Plume, earning around 3% annualized from the bonds themselves and an additional 2% by staking the tokens in ecosystem protocols, which is much better than simply holding them in a wallet.
2. Turn 'niche assets' into 'money-making tools'.
Plume offers not only mainstream funds and commodities but also many 'niche treasure assets'. For instance, the recently launched 'GPU computing power tokens' allow you to enjoy revenue sharing from GPU mining after purchase, and you can also stake the tokens to borrow stablecoins from lending platforms to seize other opportunities. There are also tokens like revenue rights from durian farms and mines, which can diversify investment risks while tapping into the benefits of niche markets.
3. 'Low-risk strategies' that beginners can also play.
If you're afraid of making mistakes, you might try 'staking stablecoins for RWA yields'. By staking USDC on Plume, you can directly exchange it for yield-bearing RWA asset tokens, which means 'using the risk of stablecoins to earn RWA yields'. Moreover, the Plume ecosystem already has over 200 protocols, providing plenty of choices without worrying about finding suitable strategies.
Why is it Plume? What makes it stronger than other RWA projects?
There are quite a few projects doing RWA now, but Plume's advantages are really obvious, which is why it has attracted 18 million testnet wallets and 280 million transactions:
First, the ecosystem is mature enough, so there's no worry about 'not being able to use purchased assets'. Many RWA projects only focus on putting assets on-chain; once users buy the tokens, they can only sit idle. Plume is different, with over 200 ecosystem protocols ready to integrate these assets—your purchased tokens can be staked, borrowed, and traded, ensuring liquidity and allowing you to sell whenever you want.
Secondly, it strikes a good balance between compliance and experience. Traditional finance is compliant but cumbersome, while crypto is flexible but non-compliant; Plume seamlessly integrates both. Its architecture naturally meets regulatory requirements while hiding complex compliance processes in the background, so users only see a simple process of 'selecting assets - buying tokens - earning yields', without being deterred by a bunch of terms.
Finally, the assets are diverse enough to meet different needs. Whether you are a conservative investor seeking stable investments (choosing U.S. Treasury bonds or ETF tokens) or an aggressive player looking for high yields (trying GPU computing power or farm revenue rights tokens), you can find corresponding assets on Plume, which is much more flexible than those that only focus on a single category of RWA projects.
To be honest: the risks and opportunities of Plume.
Of course, the RWA sector itself carries risks, and Plume is no exception. For example, if there are issues with real-world assets (like a disaster affecting a durian farm), the on-chain tokens will certainly drop; regulatory policy changes could also affect the circulation of certain assets. Therefore, beginners should be cautious when getting involved: start with small amounts and mainstream assets (like U.S. Treasury bonds or gold tokens) before diving into niche assets.
However, it must be acknowledged that Plume has hit the core pain points of RWA—not just putting assets on-chain, but making the on-chain assets 'useful and usable'. As more institutions and assets join, the $PLUME token of the Plume ecosystem will also benefit, as a thriving ecosystem means stronger token utility.
RWA is just getting started, much like DeFi in 2018. Projects like Plume, which are solid in both 'infrastructure and ecosystem', may very well be the next players on the emerging front. What kind of real-world assets do you most want to buy on Plume? Let's chat in the comments!@Plume - RWA Chain #Plume $PLUME
