Analysts Project $20–$30 XRP on ETF Momentum

In recent months, several analysts have suggested $XRP

could reach the $20–$30 range by 2026, citing three main drivers:

ETF-driven inflows – A spot XRP ETF would give institutions such as pension funds, hedge funds, and asset managers direct access, potentially unlocking billions in new capital.

Cross-border adoption – Ripple’s progress with banks and payment providers, especially in Asia and the Middle East, continues to solidify XRP’s role as a settlement asset beyond speculation.

Relative undervaluation – Compared with Bitcoin and Ethereum, XRP has lagged despite its liquidity and utility. Analysts believe regulatory clarity could trigger a major revaluation.

This framework underpins the bold $20–$30 forecast — a scenario where regulation, liquidity, and adoption align.

That said, a 10x or greater move requires more than ETF approval. It depends on sustained institutional integration, broad-scale adoption, and a shift in market psychology — all of which take time.

My view: XRP is positioned for long-term growth, but near-term expectations should be realistic. A $5–$6 target in the short to mid-term is far more achievable while still representing significant upside.

The $20–$30 calls reflect enthusiasm, but the real opportunity lies in steady, sustainable growth driven by genuine adoption and institutional participation.

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