DeFi users often fall into the 'multi-chain operation quagmire': holding ETH on Arbitrum, dBERA on Berachain, and SOL on Polygon, yet needing to register accounts on different platforms and repeatedly perform cross-chain transfers. This not only incurs high Gas fees but also causes missed profit opportunities due to cumbersome operations. Dolomite, which supports over 1000 unique assets, is breaking this predicament with its innovative model of 'unified account + cross-chain collaboration'—allowing users to manage multi-chain assets with a single account and achieving seamless scheduling of assets across all chains through smart routing, completely liberating users from tedious cross-chain operations.
Dolomite's core innovation is the "cross-chain unified account system," achieving "one authorization, full-chain control." Traditional platforms are limited by single-chain architecture, and users managing multi-chain assets face fragmented account systems and complex cross-chain processes. Dolomite, however, builds a unified account entry covering six major networks, including Arbitrum, Berachain, and Polygon zkEVM, through a modular tech stack. After completing one wallet authorization, users can view the balance, collateral status, and yield of all on-chain assets on the same interface. More critically, multi-chain assets in the account can directly interact across chains: users' ETH on Arbitrum can be used directly as collateral to borrow USDC on Berachain for PoL mining; the BERA earnings from mining can be transferred in real-time to the Polygon account, and after collateralizing, users can borrow SOL for hedging trades. The entire process does not require manually initiating cross-chain transfers; the system automatically completes asset routing through smart contracts, reducing operation time from hours to minutes, and lowering gas fee costs by over 60%. Some users have reported: "Managing multi-chain assets used to require remembering three wallet addresses, but now I can handle all operations on one interface in Dolomite, and the efficiency has improved so much."
"Cross-chain liquidity smart scheduling" enables the full-chain assets to achieve "value maximization". Dolomite is not just a simple aggregator of multi-chain assets, but builds a cross-chain liquidity network through the Chainlink CCIP protocol. When the borrowing demand on a certain chain surges, the system automatically allocates idle assets from other chains to supplement supply while balancing multi-chain interest rate differences. For example, when the USDC borrowing rate on Arbitrum skyrockets to 15%, the system transfers idle USDC from Berachain's lending pool to Arbitrum, satisfying high-interest borrowing needs while allowing Berachain's fund holders to earn higher returns. This "full-chain liquidity coordination" model ensures that users' assets always flow to the highest-yield scenarios, increasing capital efficiency by 2-3 times compared to single-chain operations. During the market fluctuations in Q3 2025, this mechanism helped users capture an average of 8% additional cross-chain arbitrage returns.
"Isolated sub-accounts" provide a "risk firewall" for multi-chain strategies. The unified account does not mix all assets together; instead, it has a built-in "isolated sub-account" function, allowing users to create multiple independent sub-accounts based on strategy needs to manage different chain asset positions separately. For example, a user can mortgage Arbitrum ETH for stable lending in sub-account A, while mortgaging high-volatility tokens from Berachain for leveraged trading in sub-account B, completely isolating the risks of the two accounts — even if sub-account B is liquidated due to a price crash, the assets and earnings of sub-account A are unaffected. This design retains the flexibility of multi-chain operations while addressing cross-chain risk transmission issues, especially catering to the complex strategy needs of professional traders. Currently, nearly 40% of the platform's active users utilize the isolated sub-account function, effectively improving the success rate of strategies.
Deep ecological binding makes the full-chain experience more valuable. Dolomite deeply integrates with the native ecology on each chain. For example, on Berachain, it adapts the PoL mechanism, allowing users to earn dual rewards of BERA and DOLO when mortgaging dBERA for lending; on Arbitrum, it supports unique assets like plvGLP to meet localized needs. At the same time, the platform plans to integrate the Bitcoin network through Botanix Spiderchain in Q4 2025, enabling direct interaction between native BTC and multi-chain assets, allowing users' unified accounts to cover a broader asset landscape. This "full-chain layout + ecological cultivation" strategy has led to Berachain's lending TVL accounting for 90%, making it the preferred platform for multi-chain users.
From a user experience perspective, Dolomite's unified account completely simplifies multi-chain operations: asset transfers do not require distinguishing chain names, as the system automatically recognizes the belonging network; when borrowing, users can choose collateral and loan items across chains, and the smart contract automatically completes cross-chain settlements; yield settlements support one-click aggregation to a designated chain without manual operation. This "foolproof" full-chain operation allows novices to easily navigate multi-chain DeFi.
Dolomite breaks the multi-chain operational barrier with a unified account, activates full-chain liquidity with intelligent scheduling, and controls cross-chain risks with isolated sub-accounts, redefining the multi-chain operational experience of DeFi. It proves that the future of DeFi is not only about asset diversification but also about operational integration, allowing users to focus on yield strategies rather than cumbersome processes. #Dolomite $DOLO @Dolomite
