Open ledger cryptocurrencies aren’t just speculative assets—they’re powering real-world solutions across industries. The transparent, decentralized nature of public blockchains like Ethereum, Cardano, and Polkadot enables use cases that go far beyond sending digital cash. Here are some exciting examples as of 2025:Cross-Border Payments: Traditional remittances are slow and costly, with fees as high as 7% (World Bank). Open ledger coins like Stellar or Ripple’s XRP enable near-instant transfers with fees under a cent. In 2024, Stellar processed over 2 billion transactions for cross-border payments, helping migrant workers send money home affordably.
Supply Chain Transparency: Companies like IBM use Ethereum-based blockchains to track goods from source to shelf. For example, Walmart tracks food supply chains, ensuring transparency and reducing fraud. Every scan is recorded on an open ledger, verifiable by all stakeholders.
Decentralized Finance (DeFi): DeFi platforms like Uniswap and Aave, built on Ethereum, let users lend, borrow, or trade without banks. In 2025, DeFi’s total value locked hit $200 billion, showing massive adoption. Open ledgers ensure these transactions are transparent and auditable.
Digital Identity: In regions with weak ID systems, open ledger crypto enables self-sovereign identity. Projects like Cardano’s Atala PRISM allow users to control their digital IDs, securely sharing data for things like voting or accessing services.
Tokenized Assets: Real estate, art, and even stocks are being tokenized on open ledgers. Platforms like Polymath let you own fractions of assets, with ownership recorded transparently on the blockchain.