After making profits in crypto and transferring funds to your bank card, you might receive a freezing notice. This can happen months after the transaction, even if you were compliant at the time. Here's what you need to know:
Why Does This Happen? ๐ค
The issue lies in the concealment of the fund chain. The money you receive might have come from ill-gotten gains, and after the victim reports to the police, they will trace the funds. You might be marked as a subject for investigation, but being frozen doesn't necessarily mean you're illegal. If you can prove you were unaware, most situations can lead to unfreezing ยน.
5 Types of Operations That Trigger Risk Control ๐ซ
- Frequent changes of receiving cards and logging in from different locations
- Writing "buy coins" or "USDT" directly in transaction remarks
- Transferring money immediately after it arrives, with flows resembling money laundering
- Real name doesn't match the payer
- Making large transactions between 2-5 AM
What to Do Upon Receiving a Freezing Notice ๐
- Verify authenticity: Banks and police won't ask you to transfer money or provide passwords
- Official process for refunds: Must go through public accounts, request receipts and case closure proofs
- Complete evidence: Organize transaction records, chat logs, and bank statements chronologically
Possible Outcomes After Freezing ๐
- Best: Prove your innocence, unfreeze within 24-72 hours
- Common: Temporary account control, recovery in 1-3 months
- Slightly worse: Fraud-related funds frozen, others normal
- Troublesome: Listed on a long-term risk control list, advised to get a new card specifically for OTC
6 Habits to Reduce Freezing Risk ๐ก๏ธ
- Use top platforms and choose old users
- Receiving person's real name must be consistent
- Break large amounts into smaller orders,
