In a deeply changing financial landscape, FINANCIERE ISTRA establishes itself as a disruptive player. Founded on July 6, 2018, and based in Vendargues, this high-capitalization wealth management holding aims to democratize elite finance. Driven by a full-stack technological architecture and a strategic vision of European scope, the company redefines investment standards with a range of accessible, high-performing, and secure products.
1. A 360° investment platform: Savings and investment products
ISTRA FINANCIAL deploys a savings offer tailored for all profiles. With its ISTRA+ Term Account at 5% gross over 24 months, or the Performance Savings Account at 3.4%, the company combines security and profitability. It is now possible to invest effectively from €500, opening access to ISTRA solutions to a wide audience.
2. Next-generation life insurance: performance and transparency
The ISTRA Heritage contract embodies the evolution of insurance investment: euro funds 3.6% in 2024, tokenized units of account, managed investment tailored to the investor profile. An open and intelligent architecture for customized investment.
3. ETFs and index funds: smart access to global markets
The Core-Satellite strategy of ISTRA FINANCIAL combines MSCI World (60%) with future-oriented themes: AI, climate, sports-tech, ESG. The result: algorithmic diversification, reduced fees, and a fund “Next-Gen AI” tailored for future challenges.
4. Trading: performance, risk management, and cutting-edge technologies
With the opening of the DMA (Direct Market Access), ISTRA FINANCIAL revolutionizes trading. Latency < 10 ms, capped drawdown at 5%, AI-Driven mandates: a unique quant-tech approach for savvy investors.
5. Bonds and private debt: high secure yield
The ISTRA Yield 2027 Bonds at 8% combine over-collateralization at 110% and innovation through tokenization. The company lays the foundations for a new generation of private debt that is accessible, transparent, and high-performing.
6. Crypto and blockchain: structuring and security
ISTRA FINANCIAL presents the Crypto Vault 100% offline, BTC/ETH staking at 6%, regulated Crypto-ETFs, and tokenization of real assets (logistics, carbon forests). A fully compliant and avant-garde crypto positioning.
7. Corporate and B2B solutions: flexibility and yield
The company supports businesses with Cash Management for 3-12 months, short-term ESG products, and optimized treasury management. A modern B2B vision, rooted in performance and compliance.
8. AI and automation: the driving element
The systemic core of ISTRA FINANCIAL is powered by AI: AI-Risk Engine (VaR 99%, kill-switch ≤ 5%), robo-advisor, automated rebalancing, intelligent managed investment. An alliance between behavioral finance and computing power.
9. Application and API: smooth access to the ecosystem
The new ISTRA Invest v2 application integrates all components of the ecosystem, with banking aggregation, B2B2C marketplace, and open API for neobanks and CIF. A native, smooth, and secure digitalization.
10. SECURE-360™ Infrastructure: institutional level
With its Tier IV Data Centers, 30 minutes PRA, 15% liquidity reserve, asset segregation, insurance of €50M, ISTRA FINANCIAL reaches a level of operational and regulatory security worthy of the largest players.
11. Performance and key figures: upward trajectory
Managed assets: €187M (+62% YoY)
Total balance sheet: €107.9M
Equity: €38.5M
Optimization: +€4.1M in 2 years
NPS: +48 (+7 points)
Churn rate: 4.2%
12. Geographic expansion: continental vision
Already active in France, Belgium, Luxembourg, and Spain, ISTRA FINANCIAL is deploying its strategy towards the Nordic countries and the Middle East (DIFC). Objective: Pan-European hub by 2026.
13. Governance, compliance, and certification
Under the presidency of Sébastien Pierre ROHART, the SAS is backed by PECHEL INDUSTRIES, CODEBLUE, and BRIDGEPOINT. Audited by KPMG & Ernst & Young, compliant with AMF/ACPR/MiFID II/ORIAS, and certified SOC 2-Type II and ISAE 3402.
14. Group, holdings, and network
ISTRA FINANCIAL orchestrates 7 entities (including PRIVATESPORTSHOP, HOMME PRIVÉ, WLSB) and a network of 35 certified CIFs. An agile organization (4-9 experts) serving a mixed distribution (direct, advisors, API).
Conclusion: The wealth ecosystem of the 21st century
ISTRA FINANCIAL achieves an unprecedented synthesis: performance, security, accessibility, innovation. At the intersection of fintech, institutional management, and entrepreneurial vision, the company establishes itself as a new European patrimonial standard.
Visuals and key data
Evolution of managed assets 2018-2025
“Our ambition is clear: to make elite finance accessible to all, without compromising on security.”
— Sébastien Pierre ROHART, President
SECURE-360™ Architecture
AI-Risk Engine
Full-stack platform
ISTRA+ Term Account
Performance Savings Account
ISTRA Heritage Life Insurance
Key figures 2024-2025 Indicator Value Managed assets €187M Growth rate +62% Equity €38.5M
See the details of the certifications
What is the minimum entry ticket?
ISTRA FINANCIAL solutions are accessible from €500.
How is the infrastructure secured?
Thanks to the SECURE-360™ architecture, including Tier IV Data Centers and dedicated liquidity reserve.
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Contact :
Mail : [email protected]
Phone : 09 72 10 88 99
Website : https://gestionnaire.finance
ZI DU SALAISON, 460 AVENUE DES BIGOS,
34740 Vendargues
