In the crypto space, popular stories often revolve around AI, NFTs, and Restaking. However, the 'infrastructure' that no one talks about daily is what will ultimately determine how far we can go in the future. Treehouse is doing exactly that: moving fixed income and interest rate benchmarks on-chain.

From products to 'underlying language'

The main focus of Treehouse's products is two keywords: tAssets and DOR (Decentralized Offered Rates).

tAssets package on-chain yield strategies into certificates with expiration dates and fixed annual returns. The underlying cash flow connects to Aave, LST, and stablecoin lending, allowing users to avoid complex strategies; they just need to select a term, lock in assets, and wait for yields to arrive. It's like an on-chain 'short-term investment', providing a very intuitive experience.

DOR is Treehouse's intention to become the DeFi interest rate anchor's 'discount rate engine'. It takes multiple on-chain interest rate data, applies weighted smoothing, and forms a governance-adjustable yield curve. If your project wants to budget or liquidate, you can reference DOR as a common interest rate parameter.

As stated on the Treehouse official website, it is not directly about 'high yield', but rather establishing a 'rate center' to provide a unified expression for all on-chain assets.

Industry background: DeFi is missing this puzzle piece

The DeFi trend in 2025 is clear: institutions are gradually entering the market, RWA (real-world assets) are becoming increasingly popular in crypto, and the market urgently needs stable cash flow as a foundational entry.

But even giants like Aave and Compound see interest rate fluctuations still depend on market supply and demand, incentives, and lack a reference standard interest rate system. Pendle, although it makes yields tradable, still hasn't filled this foundational anchor gap.

The main reason institutions are still slow to come in is also 'the lack of visible compliance clarity and stable structural yield anchors'. Sygnum Bank Treehouse appears especially unique and necessary in these scenarios.

Latest progress: ecological expansion + security reinforcement

Recently in industry dynamics, Treehouse accomplished two key things:

Cross-chain tETH launched, expanding to Arbitrum, reducing user fees and improving usability.

The official audit report was released in August, covering DOR contracts, governance modules, etc., enhancing institutional security confidence.

Along with the official launch of the TREE token, activating community participation roles: you can use TREE to participate in the pre-staking pool, support DOR Panelists, and earn 50–75% APR.

Why do we believe Treehouse has the opportunity to succeed?


Clear demand: all rational funds wanting to enter—DAO treasuries, RWA projects, institutional wealth management accounts—need 'structured cash flow + interest rate assumptions'. Treehouse provides standard definitions.

Robust structure: it's not about buying rising APIs, but supported by real strategies, with clear governance and auditing coverage, which is the 'compliance confidence' from a traditional finance perspective.

Low threshold, fast expansion: cross-chain, CEX listing, community incentives, and collateral/lending ecosystem can keep up—once most protocols start referencing DOR, the 'network effect' will kick in.

Of course, the variables also depend on: Can DOR truly be widely referenced? Can tAssets become standard assets for collateral and circulation? Time will tell.

@Treehouse Official #Treehouse $TREE