1. On-chain markets are accelerating into the mainstream
In 2025, the global finance is undergoing a profound transformation. The U.S. SEC has launched the 'Project Crypto' plan to promote the full on-chain transformation of assets such as stocks, bonds, and dollars; the GENIUS and CLARITY bills have been introduced successively to provide compliance paths for stablecoins, cryptocurrency classification, and DeFi. The introduction of these policies marks the transition of the cryptocurrency market from a gray area to a clear legal framework.
At the same time, traditional financial giants are also rapidly entering the market. JPMorgan Chase launched the deposit token JPM Deposit Token, BlackRock and Franklin issued tokenized U.S. Treasury bond funds, and payment giant Stripe teamed up with Paradigm to launch its own L1 blockchain Tempo. Multinational companies are beginning to incorporate blockchain into their payment and settlement cores, while companies like Airbnb and Revolut are exploring on-chain payment and cross-border settlement solutions.
At the market level, the rise of DEX, on-chain U.S. stocks, and RWA tokenization has brought users features such as 24/7 trading, fractional investment, instant settlement, and on-chain collateral, filling the gaps of traditional finance. The on-chain market is becoming the next generation of financial infrastructure; CEX must shift from single matchmaking trading to a broader on-chain ecosystem to seize the future.
2. Nivex's transformation logic: from exchange to on-chain operating system
For a long time, centralized exchanges have played a core entry role in the cryptocurrency industry. However, as the industry matures and user demands evolve, the limitations of the CEX model have become increasingly apparent: excessive reliance on trading fees, significant income fluctuations, limited risk resistance, and facing higher requirements for compliance and transparency.
Nivex understands that single matchmaking trading can no longer support the next phase of competition. The new breakthrough lies in building an 'on-chain multi-asset operating system' - with wallets as entry points, public chains as settlement layers, and exchanges as liquidity and strategy service centers, forming a comprehensive financial infrastructure.
This logic not only aligns with global regulatory expectations for compliance and transparency but also resonates with users' genuine needs for cross-chain, multi-asset, and intelligent management.
3. Nivex Web3 wallet: the starting point for on-chain business
Based on this judgment, Nivex has launched its own Web3 wallet as the starting point for entering on-chain business and as a unified entry for users.
This wallet features multiple functional highlights:
Non-custodial security: Users fully control their private keys and assets, enhancing their sense of trust;
Multi-chain management: One-stop management of multiple mainstream public chain assets;
DApp direct connection and cross-chain interoperability: Seamlessly connecting DeFi, NFT, RWA, and other ecological applications, breaking the island effect;
Identity binding: Supports decentralized identity (DID), preparing for future compliance and account systems.
In Nivex's strategic blueprint, the wallet is not just a tool but a unified entry point for users into the on-chain world. Through this entry point, users will be able to complete asset storage, payment settlement, investment trading, and yield management within the same ecosystem, achieving a truly one-stop experience.
4. Nivex × PopChain: Co-constructing an application ecological closed loop
The launch of the Nivex Web3 wallet will first be deeply integrated with the PopChain mainnet. PopChain, as a new generation public chain oriented towards ConnectFi (connector economy), aims to make identity the entry point, content the asset, behavior the consensus, and connections themselves convert into value.
In the collaborative model between the two parties, PopChain provides a high-performance settlement layer, while Nivex, through the capabilities of wallets and exchanges, provides users with asset management and liquidity support. The combination of the two means that a complete application ecological closed loop is forming:
From entry to settlement to liquidity: The wallet serves as the entry point, PopChain as the underlying layer, and Nivex provides trading and strategy capabilities to form a closed-loop architecture.
Empowering developers and enterprises: Attracting more DApp, RWA, and payment applications to land through lower costs, higher efficiency, and a friendlier compliance framework.
Promoting integrated innovation: Combining the mature business logic of Web2 with the openness and programmability of Web3, creating a new generation of usable, trustworthy, and revenue-generating financial application ecosystem.
This strategic cooperation is not only an expansion at the product level for Nivex but also an upgrade of the business model, signaling that Nivex is actively embracing the on-chain market and entering a new round of ecological competition.
5. Nivex's new positioning
The trend of enterprises building their own L1 tells us that platformization is the ultimate destination for long-term value; the differentiation of Appchains reminds us that what can truly transcend cycles is still clear product positioning and genuine user needs.
In this context, Nivex launched the Web3 wallet in partnership with PopChain, which is not only an extension of CEX’s business but also an important layout for entering on-chain business. It signifies that Nivex is transitioning from a single exchange to a hybrid asset operating system, creating a new generation of application ecological closed loop with the combination of 'wallet + public chain + exchange'.
In the future, Nivex will not only serve individual users but will also become an important bridge for developers, institutions, and enterprises to enter the Web3 world.
