@Huma Finance 🟣 is building the first PayFi network, bringing real-world income and receivables-based credit on-chain. By enabling users to borrow against future salaries, invoices, or remittances, Huma Finance replaces traditional collateral with the Time-Value-of-Money (TVM) model. Through smart contracts, it offers 70–90% liquidity against future income, creating a secure, instant, and efficient financing layer for Web3. $HUMA

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