If you have 10 million in your account, catching a wave in the market and earning 20% means 2 million, allowing you to comfortably wait for the next wave. However, most accounts only have 10 dollars and earn just 2 dollars, which can't fill the holes in life!
If you have no capital, start saving; when you have little money, working for a month gives a return rate of 200%...
The quotes and image content have been explained very clearly; when the return rate from working is less than 10%, you can try low-risk speculation.