天下文章一大抄

I had just transferred money from the platform back to my bank card, and before I could even leave the "Confirm Receipt" page, the bank app's freeze notification popped up—at that moment, my heart sank.

After eight years in the OTC trading world, I've seen countless people experience similar panic: I followed every step of the way, meticulously transferring, leaving notes, and verifying information, yet how could they still be targeted months later? Later, I gradually realized that this "OTC trading hangover" is full of pitfalls hidden in those easily overlooked details. Today, I'll explain the key points to avoid:

1. Why "safe at the time, then devastated the next month"?

The problem lies in the hidden nature of the funding chain. The money you received could have been stolen money from the victim. After the victim reports it to the police, they will trace the funds' flow, and you may be flagged for investigation. However, being frozen doesn't mean you're breaking the law. In most cases, the freeze can be lifted as long as you can prove your ignorance.

II. Five Actions That Can Trigger Risk Control

Frequently Changing Payment Cards, Logging in from Other Locations;

Directly Writing "Buy Coins" or "USDT" in Transaction Notes;

Immediately Transferring Funds, Receipts Resemble Money Laundering;

Real Name Does Not Match the Payee;

Making Large Transactions Between 2 AM and 5 AM.

III. What to Do If You Receive a Freeze Notice

Identifying a Fake: Banks and the Police Will Not Allow You to Transfer Funds or Provide Your Password;

Official Refund Procedure: Must Use a Business-to-Business Account, Request a Receipt and Case Closure Certificate;

Complete Evidence: Transaction Records, Chat Logs, and Bank Statements Organized by Timeline.

IV. Four Outcomes After a Freeze

Best: Prove Innocent, Unblocked Within 24-72 Hours;

Common: Temporary Account Control, Recovered Within 1-3 Months;

Worse: Fraudulent Funds Frozen, Other Normal Conditions;

Troublesome: Placed on a Long-Term Risk Control List; Recommended: Apply for a New Card Specifically for OTC Transactions.

5. Six Habits to Reduce the Risk of Freezing

Only use leading platforms and select established users;

The payee's real name must match;

Split large amounts into smaller orders and operate during the day;

Use "purchase payment" or "goods payment" in the note, avoid currency-related terms;

Obtain a dedicated OTC card for deposits only, not withdrawals;

Do not collect or transfer funds on behalf of others.

#币安HODLer空投DOLO #币安钱包TGE #特朗普罢免美联储理事库克 #美联储降息预期 #机构筹资布局SOL