If anyone in the XRP community can stir the fans with a single sentence, it must be Coach JV. This ‘legendary commentator’ who has been deeply involved in the XRP ecosystem for five years gained 100,000 followers last year with the phrase ‘buying the dip at $0.3, target $3,’ and now he has dropped a bombshell: ‘In 2030, XRP will step on Bitcoin and Ethereum to become the world’s number one cryptocurrency.’
Once this was said, the community split into two factions: some shouted ‘divine prophecy,’ while others cursed ‘crazy’ — but old fans who know Coach JV are aware that he is not someone who just shouts slogans.
On that night in 2020, he dared to buy 1 million coins at $0.25.
In his latest live broadcast, Coach JV specifically pulled out chat records stored on his phone for five years. The date on the screen stayed at December 22, 2020, which was XRP’s darkest moment:
The SEC suddenly sued Ripple, labeling XRP as an 'illegal security.' Within 48 hours, 13 leading exchanges, including Coinbase and Kraken, delisted it overnight, causing the price to plummet from $0.7 to $0.2, a 70% drop that made the candlestick chart look like it was slashed by a knife.
‘At that time, the fan group was in despair, and one guy posted a cutting loss order of 100,000 coins, saying, ‘I will never touch XRP again in this lifetime.’ Even a few big influencers who usually were bullish secretly deleted their previous predictions and changed their tune to ‘suggest waiting and watching.’’ Coach JV chuckled while lighting a cigarette, ‘But I bought 1 million coins at $0.25, and my wife yelled at me, saying, ‘Isn’t this money better spent on buying a house?’’
His confidence in buying the dip against the trend comes from two details:
At that time, Japan’s SBI Bank (a deep partner of Ripple) suddenly announced ‘continued support for XRP settlements,’ which was equivalent to providing the market with a ‘stabilizing pill’ when exchanges collectively delisted it;
Gemini co-founder Tyler Winklevoss went further, directly giving Ripple’s CEO an ‘unlimited credit card,’ openly declaring to the SEC: ‘XRP is a payment tool, not a security — you don’t understand blockchain, so stop meddling.’
‘Looking back now, the panic at that time felt more like an ‘opportunity to board’ for true believers.’ Coach JV pulled out a screenshot of his holdings, with a clear purchase record of 1 million XRP, ‘This move has helped cover my daughter’s college tuition and the mortgage on our house.’
His ‘logic for reaching the top’ is hidden in the bank’s vault.
Why is he confident that XRP can surpass Bitcoin? Coach JV showcased two pieces of ‘solid evidence’ during the live broadcast.
1. 200 banks are using it, with $500 million running on-chain every day.
‘No matter how much Bitcoin rises, have you seen any bank using it to pay salaries or transfer foreign exchange?’ He pulled up Ripple’s backend data, and the flashing numbers were very eye-catching:
Japan's SBI Bank uses XRP for settling cross-border loans, reducing transaction fees from 3% to 0.1% and cutting the delivery time from 3 days to 10 seconds;
After the UK’s Barclays Bank came on board, the monthly XRP settlement volume exceeded $1 billion;
Over 200 financial institutions globally have officially announced cooperation, and more than 500 are in testing — this is a ‘real demand’ that Bitcoin and Ethereum do not have.
He specifically emphasized: ‘Last week I attended an offline meeting of Ripple and saw them display a real-time monitoring screen showing $500 million circulating on the XRP chain every day; this is not just speculation, it’s genuinely being used for work.’
2. To open an ‘XRP Bank’ and take away traditional finance’s livelihood.
‘The more intense news is still to come.’ Coach JV revealed an internal message: Ripple plans to launch an ‘XRP Bank’ in 2025, directly open to the public.
‘In the future, when you send 10,000 yuan to relatives in the U.S., you won’t have to look at the bank’s face anymore — use XRP to transfer, instant arrival, with fees under 1 yuan, and you won’t even have to fill out all those messy forms.’ He gestured, ‘If this spreads, the global cross-border transfer market worth $600 billion annually will be significantly impacted by XRP.’
Want to surpass Bitcoin? The gap is even bigger than ‘a bicycle chasing a high-speed train.’
But Coach JV also doesn’t avoid reality — currently, XRP is 10 times behind Bitcoin:
Market cap: XRP is currently $178.5 billion, Bitcoin is $2.2 trillion, differing by 12 times;
Unit price: XRP needs to rise from $3 to $38 to catch up with current Bitcoin (an increase of 1160%);
What’s even more painful is that if Bitcoin reaches the Coinbase CEO's predicted ‘$1 million in 2030’, its market cap will exceed $20 trillion, and for XRP to catch up, the unit price would need to surge to $380 (an increase of 125 times).
The predictions from the data platform are quite calm:
Telegaon is the most optimistic: XRP could reach a maximum of $48 in 2030 (market cap $2.5 trillion);
Changelly is conservative: $23 (market cap $1.2 trillion);
Even if we consider $48, it’s only 1/8 of Bitcoin’s $20 trillion market cap.
‘I know it’s tough.’ Coach JV lit a cigarette at the end of the live broadcast, ‘But isn’t the charm of cryptocurrency exactly this? Who believed Bitcoin could reach $20,000 in 2017? Who believed XRP could climb back from $0.2 to $3 in 2020?’
He raised his cup to the camera: ‘In 2030, regardless of the outcome, let’s witness it together. If it comes true, remember to come back and like this video; if it doesn’t, that’s okay — at least we fought for our beliefs.’
The comments section has exploded: some are showcasing their XRP holdings and shouting ‘lock it up until 2030,’ while others are cursing ‘dreaming while hungry.’ Do you think Coach JV’s prophecy can come true? Let’s discuss in the comments — after all, in the story of cryptocurrency, what’s most abundant is how ‘impossible’ can become ‘possible.’#美联储降息预期 #XiPingAlto
