After ten years of market experience, I have summarized the following robust strategies, particularly suitable for beginners:

🧠 Core Principle: Survival is Better than Getting Rich Quickly

The cryptocurrency market is highly volatile, and the primary task for beginners is to avoid significant losses rather than chasing exorbitant profits. Data shows that between 2013 and 2023, over 75% of short-term traders incurred losses, while more than 60% of users employing a simple dollar-cost averaging strategy achieved positive returns.

📊 Specific Execution Plan

1️⃣ Basic Allocation Strategy (70% of funds)

Allocate the main funds to Bitcoin (BTC) and Ethereum (ETH), employing regular fixed-amount investments:

Invest a fixed amount on a fixed date each month (e.g., the 15th of every month), unaffected by price fluctuations, and persist for a 3-5 year cycle using mainstream exchanges like Binance and OKEx to automatically execute a single investment not exceeding 20% of the available cash for that month.

2️⃣ Learning Allocation (20% of funds)

Used for in-depth understanding of the market:

Only select tokens in the top 20 by market cap (to reduce the risk of total loss). Before investing in any project, the whitepaper must be read at least three times. Individual project investments should not exceed 10% of the learning funds.

3️⃣ Cash Reserve (10% of funds)

Always maintain a 10% reserve in stablecoins (USDT/USDC):

Used to purchase more during market drops of over 50% to avoid being forced to sell mainstream coins at a low.

🔐 Safety First Principle

Storage Security:

Do not store more than 20% of total assets on exchanges; use hardware wallets to store main assets (e.g., Ledger) with physical backups of recovery phrases that are never connected to the internet.

Operational Security:

Enable two-factor authentication on all platforms; check authorized addresses once a month; conduct a small test transaction before large transfers.

📆 Daily Discipline

Establish non-negotiable operational discipline:

Daily market observation time should not exceed 30 minutes; record asset details weekly but avoid frequent trading; execute dollar-cost averaging on the 15th of each month and leave immediately after; conduct an annual review of the overall allocation ratio.

The core of this 'foolproof method' lies in using time to smooth out risks rather than chasing short-term fluctuations. Over the past decade, users who strictly followed this strategy may have missed some coins that surged dramatically, but they successfully avoided 90% of projects that went to zero, ultimately achieving stable returns exceeding those of most short-term traders.

Remember: In this market, surviving long enough is more important than making a lot of money in a short time.

In the past, one would stumble around in the dark; now the light is in my hands.

The light is always on, will you follow? @币来财888