Huma Finance: A Bridge for Credit Financing. The significance of Huma Finance lies in bringing the most common form of 'cash flow financing' from traditional finance onto the blockchain, allowing users to obtain funds today based on future income. Investment Logic: Innovation Point: It addresses the issue of excessive reliance on collateral in crypto lending. Real-World Application: Scenarios such as salaries, invoices, remittances, etc., are close to daily life. Market Potential: There are a large number of SMEs and individuals globally in need of cash flow financing, and Huma has the opportunity to become the bridge. The challenge lies in compliance and privacy. If it can steadily expand within a legal framework, Huma's value will exist not only on-chain but also in the real world.
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