XRP IRL: What's really going on?
In short: XRP primarily serves today as a bridge currency for international remittances – plus a few XRPL extras like NFTs and the native AMM.
1) Japan → Philippines/Vietnam/Indonesia with SBI Remit (live) SBI Remit uses Ripple Payments with XRP as a bridge to process remittances from Japan to bank accounts in the Philippines, Vietnam, and Indonesia in real-time. Status: live.
2) Southeast Asia Corridors via Tranglo (live) Tranglo integrates Ripple/ODL in dozens of corridors; significant volumes have been processed, most of which in real-time. Status: live, in productive use.