Whether a protocol can go far often depends on the team's background. The core members of Huma Finance almost all have "big company DNA".
Co-founder Richard Liu was the Engineering Director at Google Fi and also served as CTO at EarnIn, with a long history in the telecommunications and fintech sectors; another co-founder, Erbil Karaman, has worked on growth and product strategy at Lyft and Meta.
Such a background gives Huma strong execution from the very beginning in terms of product and user experience.
In February 2025, Huma welcomed an important executive addition: Patrick F. Campos, who was previously the Chief Strategy Officer at Securrency and has long been focused on RWA and compliance in the financial sector.
This addition means that Huma not only has advantages in product technology but is also more confident in compliance and connections with traditional finance.
Compared to many "pure DeFi" teams, Huma's foundation resembles a combination of "Web2 fintech + Web3 native". It is precisely for this reason that it can quickly build an ecosystem and partner network within the PayFi narrative.
