In the world of DeFi, what the community cares about most is the incentive mechanism. Huma Finance's Feathers points system is one of the core sources of user expectations.
Users in the Classic mode can earn USDC rewards + basic Feathers; in the Maxi mode, they forgo interest in exchange for more Feathers. The longer the lock-up period, the higher the points multiplier.
In the future, Feathers will be directly linked to airdrops, badges, and governance weight.
The cleverness of this design lies in:
Short-term users can earn stable returns, reducing volatility anxiety;
Long-term users can accumulate more potential future gains through the Maxi mode and lock-up.
This creates a natural stratification within Huma's community: there are both "profit takers" and "long-termists," each fulfilling their needs within the same ecosystem while contributing value to the protocol.
Feathers has already become the core topic of the Huma community and an important anchor point for future airdrops and governance.