Made 100,000 in the bull market, but the bank card got frozen during withdrawal? Not only will you have wasted your efforts, but you might also get into trouble. As a seasoned player who has withdrawn successfully 17+ times without encountering frozen card issues, today I’m breaking down the '100,000 withdrawal safety handbook', follow it and avoid 90% of the pitfalls.
1. Choose the right platform, cut the risk in half: Focus on 'T+1', avoid nighttime windows
The first step to withdrawal, don't choose the platform randomly:
Prioritize T+1 mode platforms: Although real-time deposits are fast, the bank's anti-money laundering system is sensitive to 'instant large amounts', T+1 deposits align better with traditional financial rhythms, resulting in lower risk control trigger rates;
Absolutely avoid nighttime withdrawals: Don’t operate after 8 PM — customer service is off duty, and if there’s an order anomaly (like merchant information mismatch), no one will be available to handle it, and waiting for daylight might trigger a frozen card.
2. Merchant screening: Filter according to the 'Two Olds Principle' to directly pass 90% of the traps
Merchants are the 'intermediary link' for withdrawals, choosing incorrectly is equivalent to hitting a landmine:
Identify the 'Two Olds':
① Old brands: Choose merchants that have been registered for more than 2 years (can be seen on the platform's qualifications page), new merchants have not been verified for compliance, and the risk of running away or being investigated is high;
② Old transaction volume: Monthly turnover starting from tens of millions (usually marked with 'high turnover' label on the platform merchant page), stable turnover indicates clean sources of funds, and banks are more tolerant of payments to such merchants.Merchants to blacklist directly: Sellers with nicknames containing 'Big Brother in Crypto' or 'Instant Deposit' — tests show that these merchants are either a 'fast in, fast out' funding channel or individuals taking orders privately, with a risk rate exceeding 80%.
3. Let the wallet 'cool down' first: 72 hours is key to blocking tracking
Don't rush to withdraw after transferring coins to the wallet, first 'air it out for 3 days':
When funds are just transferred from the exchange to the wallet, the on-chain address and transaction records are 'hot data', and the bank's risk control system can trace associated accounts through on-chain tracking. After 72 hours, the transaction records 'cool down', and transferring to the withdrawal wallet is equivalent to adding a layer of 'invisibility cloak' to the funds, significantly lowering the attention of risk control.
4. Five iron rules for withdrawals: Follow the steps, with almost zero risk
Split withdrawals, don't exceed 150,000 in a single transaction: It is recommended to split 100,000 into '50,000 + 30,000 + 20,000', with a 1-day interval between each — large amounts concentrated in one account are most easily flagged by the bank as 'suspicious transactions', while small amounts are more aligned with daily cash flow logic.
Use 'active cards', don't use idle cards: Choose consumption cards that are usually used for grocery shopping or buying milk tea (keep a balance of 200+ in the card, bind to WeChat/Alipay), swipe for 3-5 small transactions (like buying a cup of milk tea, recharging phone credit) before withdrawal to make the cash flow appear more 'natural'; idle cards that suddenly receive large amounts will trigger manual review 90% of the time.
After receiving funds, check 3 items first, and return immediately if there are issues:
Does the payer's name match the merchant name displayed on the platform order? If inconsistent, return directly (could be that the merchant used a personal account for the payment, extremely risky);
Is there a transfer note stating 'goods payment' or 'investment payment'? If yes, return it — compliant merchants won’t leave such notes; leaving it blank is the safest;
Don't transfer to the main card immediately after funds arrive: First let it sit in the withdrawal card for 2 days, then gradually transfer small amounts to the main card to avoid being flagged for 'quick in, quick out'.
5. Pitfall avoidance guide: Avoid these two traps
Stay away from direct withdrawals with USDT: 90% of frozen card cases are linked to USDT transactions (especially OTC). Switch to compliant stablecoins like CNC, QC, or use the platform's 'Blue Shield service' (although the exchange rate is 2%-3% lower than the market price, the funding channel is bank-certified, absolutely safe).
Don’t believe in 'small amount testing': Some say 'first transfer 1 yuan to test the card's safety', this is a misconception — the bank's anti-money laundering system is particularly sensitive to the 'small amount test + large amount follow-up' model, and will directly flag it as a 'suspicious account'. Before large withdrawals, just maintain the card's daily spending flow, no need to test deliberately.
Withdrawal is not the 'end'; being able to safely take the money earned is true skill. 100,000 is not much, but following this method not only ensures safe cashing out but also accumulates 'wealth protection experience' — after all, in the crypto space, being able to earn and preserve wealth is key to long-term success.
If you want to seize this bull market, it’s definitely too late to learn and sell on the fly, pay attention to @加密超哥 , don’t get lost in this bull market!
