$HUMA : Reconstructing Cross-Border Trade Financing, Blockchain-Driven Permissionless Financial Network

Huma Finance ($HUMA) is primarily positioned as a global permissionless cross-border invoice factoring protocol, focusing on the pain points of traditional trade financing being 'slow, expensive, and with high thresholds'—traditional B2B cross-border payments and invoice financing often require 60-90 days of payment terms, and small and medium-sized enterprises are excluded from factoring services due to a lack of banking relationships.

Through blockchain and smart contracts, exporters can upload invoices, shipping documents, and other proofs, after which the smart contract automatically verifies cash flow, allowing 70%-90% of the amount to be credited instantly, with rates only at 3.5%-5% (far lower than traditional factoring rates of 8%-12%), and without the need for complex collateral, truly breaking down geographical and qualification limitations, enabling small and medium global traders to access liquidity equally. @Huma Finance 🟣 #HumaFinance