$HUMA Risk Control: Three-Level Risk Control System to Ensure Fund Safety

Huma Finance establishes a three-level risk control system of "Certificate Verification - Dynamic Monitoring - Default Compensation" to reduce RWA asset risks:

1. Certificate Verification: Cross-validation from multiple data sources (e.g., matching logistics information with order amounts, consistency between customs declarations and invoices) to eliminate false certificates;

2. Dynamic Monitoring: Smart contracts to track trade progress in real-time (e.g., whether goods have shipped, whether they have been signed for), immediately freezing financing limits in case of anomalies;

3. Default Compensation: Establishing a risk reserve pool (currently over $50 million); if accounts receivable default, priority is given to compensating LPs with the reserve, followed by legal recovery, keeping the bad debt ratio below 0.25%. @Huma Finance 🟣 #HumaFinance