The decentralized finance space has long been dominated by short-term yield farming, lending, and borrowing models. While these systems offer opportunities, they often lack the predictability and structure that traditional fixed income markets provide. Treehouse Protocol, developed by Treehouse Labs, is addressing this gap with a framework that introduces transparent benchmarks, structured assets, and community-driven governance powered by the $TREE token.
Circulating Supply at Launch
At its Token Generation Event (TGE), Treehouse launched with a total supply of 1 billion $TREE tokens. Of this, roughly 18.6% — around 186 million tokens — entered circulation at launch. This initial allocation was carefully designed to balance liquidity for users while maintaining long-term sustainability for governance, staking rewards, and ecosystem growth. The structured rollout ensures that $TREE remains accessible but also preserves its long-term value within the protocol.
Benchmark Rates for DeFi
One of the most important innovations in Treehouse is the creation of benchmark rates through the Decentralized Offered Rate (DOR) system. In traditional finance, benchmarks like LIBOR or SOFR serve as the foundation for trillions of dollars in contracts. Treehouse brings that same structure on-chain by aggregating forecasts from staked panelists to form reliable, transparent rates such as the Treehouse Ethereum Staking Rate (TESR). These benchmarks become critical tools for lending, borrowing, and the creation of structured yield products across DeFi.
Future Expansion of tAssets
Treehouse’s tAssets, starting with tETH, represent the next evolution of composable yield-bearing tokens. While tETH combines Ethereum staking returns with efficiency gains from arbitrage, the roadmap includes expanding tAssets to other proof-of-stake chains. Assets such as AVAX, MATIC, and SOL are strong candidates, enabling Treehouse to diversify yield opportunities across ecosystems. This expansion will allow users to access structured yield not just on Ethereum, but across multiple leading blockchain networks.
Pre-Deposit Vaults
To bootstrap participation, Treehouse introduced Pre-Deposit Vaults that allow users to stake TREE for fixed periods and earn attractive APRs, often ranging between 50–75% in the early phase post-TGE. These vaults not only reward participants but also provide critical support for the DOR system by ensuring that sufficient $TREE is staked for panelist forecasting. For users, it offers an entry point into Treehouse with predictable returns and protocol alignment.
Who Benefits from Treehouse?
Treehouse is designed to serve multiple audiences. Individual DeFi users benefit from more predictable and transparent yields compared to volatile farming strategies. DAOs and protocols gain access to benchmark rates that can underpin lending markets, stablecoins, or treasury management. Institutions seeking to enter Web3 find in Treehouse an infrastructure that mirrors traditional fixed income, but with the added transparency and composability of decentralized systems.
Conclusion
By combining transparent benchmarks, innovative assets like tETH, structured staking opportunities through Pre-Deposit Vaults, and a carefully designed token model, Treehouse is laying the foundation for on-chain fixed income. The expansion into new tAssets will only strengthen its role as the decentralized benchmark for yield in Web3. For new users and institutions alike, Treehouse represents a structured, credible, and scalable path forward.
