@Huma Finance 🟣
Huma Finance is a leading decentralized finance (DeFi) platform aimed at revolutionizing global payments through its innovative PayFi network. The platform enables instant payment settlement around the clock using stablecoins and on-chain liquidity, addressing the slow and costly nature of traditional financial systems. Huma supports a range of use cases such as cross-border payments, credit cards, trade finance, and new solutions like DePIN financing.
Huma was founded in 2022 by Erbil Karaman and Richard Liu, and is backed by prominent entities such as Solana, Circle, and Galaxy Digital. The HUMA token is used for governance, liquidity incentives, and ecosystem rewards. The platform operates on the Solana, Stellar, and EVM blockchains, and has surpassed a transaction volume of $4 billion after the launch of Huma 2.0 in April 2025.