《Huma Finance and On-Chain Credit are Closely Related》
Huma Finance is a pioneering PayFi network that merges payment and financing, focusing on real-world income and receivables-backed on-chain credit.
It allows businesses and individuals to handle payments and loans directly on the blockchain, keeping operations simple and efficient. The platform supports Polygon, Ethereum, and more, with broad coverage. The platform is driven by smart contracts, automatically verifying income and receivables to generate reliable credit records.
This transparent mechanism makes lending more trustworthy. By 2025, Huma's on-chain credit volume will exceed $300 million, serving global SMEs, showing market recognition. The HUMA token is the driving force of the ecosystem. Users can use it to pay fees, participate in governance, or stake it to reduce borrowing costs.
This community-driven approach keeps the platform closer to actual needs. In the future, Huma plans to expand to more chains and incorporate AI credit assessment. Its goal is to make PayFi change the game in global finance.
