@Huma Finance 🟣 is redefining the way borrowing and lending works in the DeFi world by introducing the world's first PayFi network – an integrated financial model of payments and credit, serving everyone, not just the cryptocurrency 'shark' elite.
PayFi – Future income finance, no collateral required
Unlike traditional lending platforms in crypto, #HumaFinance allows users to borrow based on future income streams such as salaries, bills, remittances, or receivables. By applying the concept of Time-Value-of-Money (TVM), Huma turns expected cash flows into instant liquidity, safely guaranteed by smart contracts 🤖🔐.
Solutions for Freelancers, Small Businesses, and DAOs
Huma analyzes real-time cash flow data to provide 70–90% of the liquidity value of future revenue. This means freelancers, small and medium-sized businesses, or even DAOs can receive operational funding without needing collateral.
Decentralized finance – For everyone, everywhere
Huma brings a permissionless, user-friendly, customizable, and deployable system anywhere. As the PayFi model becomes more popular, Huma is ushering in a new era of collateral-free decentralized lending, facilitating a seamless transition from earning on Web2 to building value on Web3.
HUMA – The heart of the network
The native token $HUMA ensures the alignment of interests among participants – from lenders, data providers, to borrowers – in a trust-minimized environment.
Huma Finance is not just a lending platform – it’s a revolution that makes your money 'useful' even before you receive it.
