HUMA – A decentralized financial platform for credit in everyday life
While many DeFi projects revolve around trading and farming, Huma Finance takes a different approach: building on-chain credit infrastructure to support real-world needs such as loans, spending, and payments. The HUMA token is at the center of this ecosystem.
HUMA holders can participate in governance, shape capital allocation mechanisms, and manage credit risk. In particular, the project aims to connect Web3 capital sources with Web2 users, opening the door for millions of individuals and small businesses to access transparent financial resources, independent of traditional banks.
Huma Finance's strength lies in using on-chain data models for credit scoring, helping to minimize risk and expand opportunities for those without a financial history. This is a significant step for DeFi to serve the real economy.