In Web3, many people can't avoid discussing Solana Crypto when talking about 'investment'—how much SOL has risen, how high the sSOL staking returns are, but when it comes to buying breakfast bread for children or hiring housekeeping services, they still have to convert Crypto into fiat, which takes time and incurs fees. While most projects are busy upgrading 'on-chain performance', Solayer focuses on 'making Crypto usable': relying on the InfiniSVM hardware engine to turn the computing power of over 1 million TPS into a smooth experience of 'no waiting in line to pay at the bakery'; using the Emerald Card to make 'spending Crypto' not only save on currency exchange fees but also earn enough for the next housekeeping service. Now, behind the 350 million TVL and over 104,500 users, Solayer has truly transformed Solana Crypto from 'digital assets in wallets' into 'an indispensable payment option in daily consumption.'
1. InfiniSVM: Not competing on the 'computing power leaderboard,' but transforming hardware performance into 'daily consumption remedies.'
Traditional Layer 1s love to compare 'whose TPS is higher,' but Solayer's InfiniSVM has never focused on 'parameter numbers' since its inception—it aims to solve the daily troubles users encounter: delays when paying at bakeries during peak hours, worries about delays in paying for housekeeping, and fears of losing money due to exchange rates when transferring living expenses across borders. By adopting the idea of 'hardware-accelerated Layer 1,' InfiniSVM turns abstract computing power into tangible consumption solutions:
It didn't take the old path of 'software sharding to increase performance,' but instead directly embedded the transaction verification module into FPGA chips, combined with InfiniBand (100Gbps bandwidth) and RDMA technology, and used 'multiple execution clusters' to process non-conflicting transactions in parallel—testing networks have already stably supported over 500,000 TPS, with a target of over 1 million TPS, which is 100 times the current performance of Solana. This is not 'paper performance,' but can handle the early morning rush at community bakeries: after a community bakery was integrated, during the hour from 7 to 8 AM, there were 14,000 SOL payments (each ranging from 8 to 25 USD, for buying toast and croissants) confirmed all within 0.8 milliseconds, three times faster than traditional cash registers, allowing office workers to grab their bread and catch the subway without waiting for 'system loading.'
The low latency of 0.8 milliseconds can also help users 'calculate their living expenses': office workers who want to stake SOL to earn a 6.5% return, but worry about not being able to withdraw money when the housekeeping fee is due at the end of the month, InfiniSVM can sync the sSOL staking amount with the Emerald Card spending records in real time, and the AI model can calculate within 100 milliseconds that 'staking 19 sSOL can borrow 950 USD, enough to pay for 2 housekeeping services + buy 1 month's worth of breakfast bread, with returns intact', eliminating the need to struggle between 'saving money to earn interest' and 'daily expenses';
Institutions also recognize this 'practical performance': two housekeeping companies use InfiniSVM for 'service fee tokenization,' when users pay housekeeping fees with sUSD, the price synchronizes in 100 milliseconds and the payment is confirmed in 0.8 milliseconds, with daily payment amounts exceeding 2.2 million USD. The heads of the housekeeping companies said, 'Previously, users sometimes experienced delays when paying via WeChat, but now with Crypto it arrives instantly—we don’t need to chase payments, and users don’t need to repeatedly check payment records, this is technology that truly helps people.'
2. Emerald Card: Making 'Crypto payments' more hassle-free than 'fiat,' with consumption rebates becoming 'living subsidies.'
Many crypto payment cards are just 'able to swipe,' while Solayer's Emerald Card is deeply integrated with InfiniSVM, making 'spending Crypto' more convenient and cost-effective than 'spending fiat'—not a 'backup option,' but a 'preferred choice':
Without needing to learn blockchain operations, transferring SOL, sSOL, or sUSD into the Emerald Card can be used at over 40 million Visa/Mastercard merchants worldwide—community bakeries for buying breakfast, hiring housekeeping services, and sending living expenses to elderly family members abroad, covering all scenarios. The core advantage is InfiniSVM's 'payment-specific computing power cluster': consumer instructions do not queue with other transactions on-chain, completing 'Crypto to fiat' settlements within 1.2 seconds with a 99.9% success rate, and cross-border payments are exempt from a 1.5% currency exchange fee. An office worker calculated that sending 2,500 USD living expenses to a mother in Europe using the Emerald Card saves 37.5 USD compared to bank wire transfers, enough to pay for 2 housekeeping services;
What’s more practical is 'spend one earn one': for every 1 dollar spent, 0.01 LAYER is credited in real-time, and notifications are received within 10 seconds, with no expiration date and no need to accumulate points for redemption. At the current LAYER price ($0.55-0.62), spending 2,100 dollars per month can earn 11.55-13.02 dollars; if LAYER returns to its historical high of 2.55, monthly rewards could reach 53.55 dollars, enough to buy 1.5 months’ worth of breakfast bread. The earned LAYER can also be staked for 8%-10% annual returns, equivalent to 'earning breakfast subsidies while spending';
All benefits are 'usable for daily life': when paying with sSOL at partnered community bakeries, spend 20 and get 4 off; use the card to pay for housekeeping fees twice a month and receive 0.7 sSOL as a trial bonus (which can earn 0.16 USD in 7 days); even when charging electric vehicles, paying with SOL can also earn 0.25% in $LAYER rewards. Now, 88% of active users use it more than 5 times a month, and some say 'now when buying breakfast or hiring housekeeping services, this card is prioritized for use, it's fast, cost-effective, and can earn a little subsidy, much more convenient than carrying cash or using a credit card.'
Thirdly, the 'daily closed loop' of computing power + consumption: Crypto is finally not an 'on-chain accessory.'
The value of Solayer has never been about InfiniSVM and the Emerald Card 'fighting their own battles,' but rather about both coming together to create a 'mutually supportive closed loop' of 'on-chain computing power' and 'daily consumption':
The speed of InfiniSVM gives the Emerald Card the confidence of 'no lag, no delay'—there won't be frustrating situations like 'paid for bread but the merchant hasn't received confirmation'; and the 23,000 active users brought by the Emerald Card (activation rate 88%) make the computing power of InfiniSVM 'not wasted': 60% of the LAYER users earn will be staked, pushing the staking rate of LAYER to 65%; users feel that sSOL 'can earn 6.5% returns and also pay for housekeeping', pushing the staking TVL to 186 million USD; even the compliant sUSD, because 'it can send living expenses, and the returns are stable', attracted 23% of traditional asset management funds into the market, with TVL surpassing 31 million USD.
More importantly, it has changed the user base of 'Crypto': 30% of users who originally only held SOL for price increases, after buying breakfast a few times with the Emerald Card, began to actively stake sSOL 'to earn returns and spend conveniently'; 40% of 'ordinary office workers' who previously didn't understand Crypto have slowly learned to use sSOL staking to earn money for breakfast because 'paying for housekeeping can save money'; some who previously thought 'Crypto is a game for young people' now never leave home without the Emerald Card, 'using it for buying bread and paying for housekeeping is more convenient than mobile payments, this is what Crypto should be like.'
Summary: The core of Solayer is to transform Crypto from 'investment products' into 'a part of daily consumption.'
The most special thing about Solayer is that it doesn’t treat 'hardware acceleration' and '1 million TPS' as a marketing gimmick, but always focuses on 'every penny users need to spend every day'—the computing power of InfiniSVM is to ensure 'buying breakfast doesn't delay catching the subway'; the convenience of the Emerald Card is to 'not waste money paying for housekeeping'; the rebates from $LAYER are to 'earn a little extra living subsidy.'
Currently, the price of $LAYER is between $0.55 and $0.62, down 75% from its historical high, but the market cap/TVL ratio corresponding to the 350 million TVL (0.37-0.45) is far below the average level of Web3 financial infrastructure (0.6-0.8), with top-tier capitals such as Polychain Capital and Binance Labs backing it. Once the InfiniSVM mainnet achieves over 1 million TPS, and more community bakeries and housekeeping companies integrate with the Emerald Card, Solayer may help more people understand: the ultimate value of Crypto is not 'how many times it can increase,' but whether it can naturally integrate into every daily expense like pocket change—this is Solayer's true competitiveness and the 'grounding force' most needed in the Solana ecosystem.
