In Web3, many people approach Solana Crypto to 'invest and make money', but the SOL and sUSD earned are ultimately just numbers in a wallet—when wanting to pay for children's interest classes or buy fresh produce at the community supermarket, they still have to convert to fiat, which is both troublesome and incurs fees. While most projects focus on 'how to make Crypto rise', Solayer focuses on 'how to make Crypto usable': using the InfiniSVM hardware engine to turn over 1 million+ TPS computing power into 'instant payment for interest classes'; relying on the Emerald Card makes 'spending Crypto' not only fee-free but also earn extra tokens. Now with a solid data of $350 million TVL and over 104,500 users, it proves that it is not merely adding 'extra features', but transforming Solana Crypto from an 'investable asset' into an 'indispensable tool in daily life'.
1. InfiniSVM: Not competing on 'computing power parameters', but turning hardware performance into 'daily essential solutions'
Traditional Layer 1 always competes on 'whose TPS is higher', but Solayer's InfiniSVM has been clear from the beginning: users want not the number of '500,000 TPS', but the experience of 'payments without delays, shopping without waiting'. It uses the concept of 'hardware acceleration Layer 1' to directly transform computing power into a capability that solves daily troubles:
It 'moves' the transaction verification module to FPGA chips, paired with InfiniBand (100Gbps bandwidth) and RDMA technology, and processes non-conflicting transactions in parallel with 'multiple execution clusters'—the test network has already stably run over 500,000 TPS, targeting over 1 million TPS, which is 100 times the current performance of Solana. This is not just 'empty talk', but can handle peak hours at community supermarkets: after a certain community supermarket was integrated, within 2 hours on Saturday afternoon, there were 16,000 SOL payments (each between $30-$100 for fresh produce and daily necessities) confirmed within 0.8 milliseconds, three times faster than traditional checkout counters, allowing mothers to shop without waiting for 'system loading';
The 0.8 milliseconds of low latency also helps users 'balance returns with daily expenses': office workers want to stake SOL to earn a 6.5% return but worry about not being able to withdraw money when paying for children's interest classes, InfiniSVM can real-time sync the sSOL staking amount with Emerald Card spending records, and the AI model can calculate within 100 milliseconds that 'staking 30 sSOL can borrow $1,500, enough for 3 months of piano classes + 2 family fresh produce purchases, without losing any returns', eliminating the need to struggle between 'saving money' and 'spending money';
Institutions recognize this 'practical performance': two children's interest classes use InfiniSVM for 'tokenizing course fees', allowing parents to pay tuition with sUSD, with prices synchronized within 100 milliseconds and payments confirmed within 0.8 milliseconds, with daily payment amounts exceeding $2.5 million. The interest class manager said: 'Previously, parents had to wait for bank transfers or pay fees; now payments with Crypto are instant, making reconciliation easier, this is technology that truly solves problems.'
2. Emerald Card: Making 'Crypto tools' more considerate than 'fiat cash', with cashback from consumption turning into 'living subsidies'
Many crypto payment cards merely 'can be swiped', but Solayer's Emerald Card is deeply integrated with InfiniSVM, making 'spending Crypto' more 'cost-effective and convenient than spending fiat currency':
No need to learn blockchain operations; just transfer SOL, sSOL, or sUSD to the Emerald Card, which can be used at over 40 million Visa/Mastercard merchants worldwide—covering all scenarios from buying fresh produce at community supermarkets, paying tuition for children's interest classes, to sending living expenses to parents abroad. The core advantage is InfiniSVM's 'payment-specific computing power cluster': consumption instructions do not queue with other on-chain transactions, completing 'Crypto to fiat' settlements within 1.2 seconds, with a success rate of 99.9%, and cross-border payments are exempt from a 1.5% exchange fee. A mother calculated that paying $1,800 for her child's piano class with the Emerald Card saved $27 compared to using a credit card, enough to buy fresh produce twice;
Even more attractive is 'earn while spending': for every $1 spent, 0.01 LAYER is credited in real-time, with reminders arriving in the wallet within 10 seconds, with no expiration and no need to accumulate points for redemption. At the current LAYER price ($0.55-$0.62), a monthly spending of $2,500 can earn $13.75-$15.5; if LAYER returns to its historical high of $2.55, monthly rewards could reach $63.75, enough for a month's worth of family fresh produce. The earned LAYER can also be staked for an annual yield of 8%-10%, equivalent to 'earning living subsidies while spending';
All rights are 'usable for daily living': using sSOL to pay at the cooperative community supermarket, with a discount of $15 for purchases over $80; using the card to pay tuition for interest classes twice a month earns a sSOL trial experience (which can earn $0.23 in 7 days); even charging electric vehicles can earn a 0.3% $LAYER reward when paying with SOL. Now 88% of active users use it more than 5 times a month; some say 'it's safer than carrying cash, cheaper than swiping a credit card, and can earn some subsidies, I prioritize using this card when going out.'
3. The 'Essential Closed Loop of Computing Power + Consumption': Crypto is finally not an 'Investment Unique Item'
The value of Solayer has never been about InfiniSVM and Emerald Card 'fighting separately', but about bringing both together to form an 'essential closed loop of mutual support' between 'on-chain computing power' and 'daily consumption':
The speed of InfiniSVM provides Emerald Card the confidence of 'no lag, no delay'—there will be no frustrating situations like 'tuition paid, but no confirmation from the interest class'; meanwhile, the 23,000 active users brought by Emerald Card (activation rate of 88%) ensure that InfiniSVM's computing power is 'not wasted': 60% of the LAYER that users earn will be staked, pushing the LAYER staking rate to 65%; those who feel that sSOL 'can earn 6.5% returns and pay tuition' will further stake and push the TVL to $186 million; even compliant sUSD attracts 23% of traditional asset management funds due to its ability to 'send living expenses and stable returns', with TVL breaking $31 million.
More importantly, it turns 'users who come solely for investment into daily users': 30% of users who previously only hoarded SOL for price increases started actively staking sSOL 'to earn returns while conveniently spending' after using the Emerald Card to pay tuition for interest classes; 40% of on-chain veteran users have transferred more funds from exchanges—some who previously only engaged in short-term SOL trading now use the Emerald Card to pay rent and buy fresh produce, converting 75% of their position into sSOL, stating 'before it was about trading coins, now it's about using coins for living, no need to monitor K-lines every day, and it's more reassuring.'
Summary: The core of Solayer is to make Crypto go from 'optional' to 'essential'
What sets Solayer apart is that it does not treat 'hardware acceleration' and 'high TPS' as selling points, but always revolves around 'how users can't live without Crypto'—the computing power of InfiniSVM is for 'not delaying tuition payments'; the convenience of Emerald Card is for 'not incurring exchange fees when buying fresh produce'; the cashback of $LAYER is to 'earn a bit more living subsidies'.
Currently, the price of $LAYER is between $0.55-$0.62, having dropped 75% from its historical high, but the market value/TVL ratio corresponding to $350 million TVL (0.37-0.45) is far below the average level of Web3 financial infrastructure (0.6-0.8), with top-tier capital backing from Polychain Capital, Binance Labs, etc. Once the InfiniSVM mainnet achieves over 1 million TPS, with more community supermarkets and children's interest classes integrating the Emerald Card, Solayer may help more people understand: the ultimate value of Crypto is not 'how much it can rise', but whether it can become an 'indispensable option in daily life', just like mobile payments—this is Solayer's true competitive edge.
