In the Web3 world, the common complaint from users is that 'Crypto can earn money but is not practical' — the staking yields of SOL on Solana and stable returns from sUSD are ultimately just numbers in wallets, hard to turn into breakfast buns, baby formula, or convenience store oden. Solayer aims to break this 'disconnection': using the InfiniSVM hardware engine to convert the performance of over 1 million TPS into a smooth 'scan-to-pay' experience; and with the Emerald Card, making 'spending Crypto' not only convenient but also rewarding with extra tokens. Now, with solid data showing 350 million TVL and over 104,500 users, it proves that it's not just a 'technical gimmick', but truly brings Crypto on Solana into 'usable money for daily life.'
1. InfiniSVM: Turning 'hardcore performance' into 'life convenience', hardware acceleration rewriting Layer 1 logic
Traditional Layer 1 always competes on 'who has higher TPS', yet no one considers 'how high TPS can help users solve daily problems'. Solayer's InfiniSVM uses the idea of 'hardware accelerating Layer 1' to directly translate technical parameters into convenience in life:
It leverages InfiniBand (100Gbps bandwidth) and RDMA technology to 'move' the transaction verification module to FPGA chips, combined with 'multi-execution clusters' for parallel processing — the testnet has already stably run over 500,000 TPS, aiming for over 1 million TPS, which is 100 times the current performance of Solana. This is not just a numbers game, but truly addresses the pain point of 'bottlenecks during peak hours': A community convenience store, after integration, processed 15,000 SOL payments within the first hour of peak time (each ranging from $5 to $20 for items like rice balls and drinks), with an average confirmation delay of 0.8 milliseconds, faster than WeChat Pay, so the ladies no longer have to hold up their phones waiting for 'system loading';
The low latency of 0.8 milliseconds allows for even more: A mother uses sSOL to collateralize and borrow sUSD to buy imported baby formula, and after submitting the application, the funds arrive instantly without waiting for 'block confirmation' for fear of order timeout; the AI life assistant is even more considerate — InfiniSVM synchronizes the user's sSOL staking amount and spending habits in real-time, allowing it to quickly calculate 'staking 20 sSOL can borrow $1,000, enough to buy 2 cans of formula and 1 pack of diapers, without affecting a 6.5% staking yield', ensuring that 'daily spending' and 'on-chain earning' do not conflict;
Even institutions recognize this 'practical performance': Two agricultural cooperatives use InfiniSVM for 'organic vegetable tokenization', placing real-time orders with sUSD when supermarkets stock up, with prices synchronized in 100 milliseconds and transactions confirmed in 0.8 milliseconds, breaking daily purchase amounts over $4 million. The cooperative leader said: 'Previously, blockchain was just for 'back-end accounting'; now it can directly serve as a 'payment tool for purchases', which is truly useful.'
2. Emerald Card: Making 'spending Crypto' more valuable than 'spending fiat', turning consumption rebates into 'pocket money'
Many crypto payment cards are just 'usable', while Solayer's Emerald Card is tied to InfiniSVM, making spending Crypto a 'convenient and cost-effective' affair:
No need to learn blockchain, just transfer SOL, sSOL, or sUSD into the card to use at over 40 million global Visa/Mastercard merchants — whether buying oden at the convenience store downstairs, stocking up on maternity supplies online, or sending living expenses to children studying abroad, all scenarios are covered. The core secret is InfiniSVM's 'payment-specific clusters': consumption commands do not queue with other on-chain transactions, completing 'Crypto to fiat' settlements within 1.2 seconds, with a 99.9% success rate, three times faster than traditional credit card cross-border payments. A mother calculated that she spends $2,000 a month on imported baby formula, with an exchange rate error of less than 0.01%, saving over $200 compared to using a purchasing agent;
What’s more attractive is the 'earn while you spend' model: for every dollar spent, 0.01 LAYER is credited in real-time, with wallet notifications received within 10 seconds, with no expiration date, and no need to accumulate points for redemption. Based on the current price of LAYER ($0.55-0.62), spending $1,800 a month can earn $9.9 to $11.16; if LAYER returns to its historical peak of $2.55, monthly rewards could reach $45.9, enough for five convenience store breakfasts. The earned LAYER can also be staked for an annual yield of 8% to 10%, effectively 'saving pocket money while spending';
Rights are also not 'virtual', but all essential daily needs: Use sSOL for payments at cooperative community markets, get $8 off for purchases over $50; pay gas bills twice a month with the card, receive 0.7 sSOL experience bonus (earning $0.16 in 7 days); even charging electric vehicles with SOL payments earns a 0.25% $LAYER reward. Now, 88% of activated users use it more than 5 times a month, with many saying 'it saves money compared to fiat, and can even earn a little extra, who wouldn't love using it?'
3. The 'dual pursuit' of performance and consumption: Crypto is finally not just 'on-chain enjoyment'
The value of Solayer has never been about InfiniSVM and Emerald Card fighting alone, but rather about bringing the two together to create a closed loop between 'on-chain earnings' and 'daily consumption':
The speed of InfiniSVM gives the Emerald Card's 'real-time settlement and cashback' the confidence — there will be no awkward moments of 'paying for buns and the rewards not arriving for ages'; meanwhile, the 23,000 activated users brought by the Emerald Card (activation rate 88%) provide a 'field of application' for InfiniSVM's high performance: 60% of users will stake the LAYER they earn from spending, boosting the staking rate of LAYER to 65%; those who feel that sSOL 'earns 6.5% returns while also paying bills' will push the staking TVL up to $186 million; even compliant sUSD attracts 23% of traditional asset management funds, with TVL exceeding $31 million.
More importantly, it makes 'non-Crypto users' willing to join in: 30% of community residents using Emerald Card for the first time only knew that 'Bitcoin can appreciate', but now, through 'earning tokens by buying breakfast', they gradually learn to stake sSOL; 40% of long-time on-chain users have also transferred more funds from exchanges — some who previously only did short-term swaps now use Emerald Card to pay rent and buy household items, and have converted 70% of their holdings into sSOL, saying 'before it was 'speculating', now it's 'using coins for daily life', which feels much more stable.'
Conclusion: From 'on-chain parameters' to 'daily actions', the value of Solayer lies in its 'utility'
What sets Solayer apart is that it does not focus its energy on 'boasting about how powerful the technology is', but rather on 'using technology to help users solve daily problems' — InfiniSVM's performance of over 1 million TPS is ultimately aimed at 'making payments at convenience stores smooth'; the global consumption enabled by Emerald Card is to ensure 'Crypto can serve as money for baby formula'; even the cashback from $LAYER is to help 'earn a bit more pocket money for convenience store breakfasts.'
Currently, the price of $LAYER is between $0.55 and $0.62, down 75% from its historical high, but the 350 million TVL corresponds to a market cap/TVL ratio (0.37-0.45), which is far below the average level of Web3 financial infrastructure (0.6-0.8), with top-tier capital backing from Polychain Capital and Binance Labs. Once the InfiniSVM mainnet achieves over 1 million TPS, with more community stores and maternity shops adopting the Emerald Card, Solayer may help more people understand that the ultimate value of Crypto is not 'how much it rises', but 'can it be as convenient as fiat to buy breakfast and pay bills.' @Solayer #BuiltOnSolayer $LAYER