In the Web3 ecosystem, the long-standing pain point is 'technology looks impressive but is impractical, finance is lively but not grounded'—although Solana has on-chain vitality, it struggles to help ordinary users convert crypto from 'exchange assets' to 'daily usable tools'. Solayer focuses on 'practicality' at its core, using the InfiniSVM hardware engine to bridge the gap between performance and usability, building a closed loop of 'spend to earn, the more you use, the more value' with the Emerald Card, achieving both the technological breakthrough of over 1 million TPS and integrating on-chain finance into daily life. With a solid ecosystem of $350 million TVL and over 104,500 users, it has become a key bridge in the Solana ecosystem from 'technology to life.'
1. InfiniSVM: A practical hardware 'power source' that makes on-chain finance transition from 'possible' to 'user-friendly'
Traditional Layer 1 often falls into the dilemma of 'meeting parameters but difficult to implement', and Solayer's InfiniSVM, with its pioneering design of 'hardware-accelerated Layer 1', becomes the core driving force for crypto practicality—it's not just about improving performance, but also making high-value financial scenarios from 'theory' into a user-perceptible 'good experience':
• 1 million+ TPS supports practical scale: Unlike the 'computing power loss' of software sharding, InfiniSVM relies on InfiniBand (100Gbps bandwidth) and RDMA technology to 'offload' the transaction verification module to FPGA chips, paired with 'multiple execution clusters' for parallel processing— the testnet has stably handled over 500,000 TPS, aiming for over 1 million TPS, a 100-fold increase compared to Solana's current 10,000 TPS. This scale breakthrough makes 'high-frequency practical scenarios' possible: after connecting a certain chain supermarket, InfiniSVM processes crypto payments at stores, achieving 100,000 transactions in a single day (each ranging from $10-50) with a confirmation time of just 0.8 milliseconds, five times faster than traditional payment systems, with fees reduced by 30%, allowing users to no longer wait for 'block confirmations' to receive goods;
• 0.8 milliseconds delay activates practical experience: The measured transaction delay is compressed to 0.8 milliseconds, a thousand times faster than Solana's mainnet, which is crucial for daily financial scenarios: For ordinary users, using sSOL to swap on Jupiter is instantaneous after submission, even faster than loading a short video; for AI-driven financial scenarios, InfiniSVM synchronizes user sSOL staking and sUSD consumption data in real-time, allowing the AI model to generate personalized financial advice within 100 milliseconds (e.g., 'Staking 50 sSOL can borrow $3,000 sUSD while balancing consumption and earnings'), completely eliminating the issues of 'data lag and useless advice';
• Institutional-level stability opens practical boundaries: The industrial-grade hardware architecture of InfiniSVM achieves a 99.99% transaction success rate and can withstand T-level DDoS attacks, perfectly addressing institutions' concerns of 'not daring to enter the market'. Three traditional asset management institutions have tested the integration scenario of 'RWA + daily payments': tokenizing government bond income rights (assets behind sUSD), when users spend sUSD with the Emerald Card, InfiniSVM synchronizes consumption data with government bond income in real-time, allowing institutions to accurately calculate the income attribution of each fund, with a daily sUSD settlement volume exceeding $5 million. Institutions state, 'This stable practical link makes us willing to open more compliant assets to ordinary users.'
2. Emerald Card: A practical consumption 'vehicle' that makes crypto go from 'spendable' to 'worth spending'
Most crypto payment cards can only 'complete payments', while Solayer's Emerald Card deeply integrates with InfiniSVM, transforming 'spending crypto' into a practical experience of 'spending wisely and earning', thoroughly breaking the deadlock of 'only trading but not using':
• Global consumption 'seamless and barrier-free': Users can transfer SOL, sSOL, or sUSD into the Emerald Card without needing to learn about blockchain, covering over 40 million Visa/Mastercard merchants globally—whether buying breakfast offline, shopping for home appliances online, or booking flights across borders, it can be used. The core support is the 'payment-specific computing power cluster' of InfiniSVM: consumption instructions do not queue with other on-chain transactions, completing 'crypto → local fiat' settlements within 1.2 seconds, with a 99.9% success rate, three times faster than traditional credit card cross-border payments. A user paid $2,000 for hotel expenses in Japan using the Emerald Card, with a settlement time of 1.1 seconds and a currency exchange error of <0.01%, saving $200 compared to exchanging money in advance.
• Consumption rewards 'real-time appreciation': Unlike traditional payment 'points being hard to redeem', the reward mechanism of the Emerald Card is entirely on-chain—every $1 spent earns 0.01 LAYER instantly (wallet reminders sent within 10 seconds), with no expiration date or redemption threshold. Based on the current LAYER price ($0.55-0.62), users with an average monthly spend of $1,500 can earn $9-12 per month; if LAYER returns to its historical high of $2.55, monthly rewards could reach $38, equivalent to '2.55% cashback on spending'. More practically, 'rewards can further appreciate': the returned LAYER can be staked directly for an annual yield of 8%-10%, or exchanged for sSOL for re-staking (6.5% APY); for example, earning $12 in tokens per month and staking for a year could yield an additional $1.44, forming a closed loop of 'spending → earning coins → earning more';
• Scenario benefits 'practical without being flashy': The benefits of the Emerald Card do not engage in 'superficial gimmicks', but rather align with daily needs: when consuming at partnered fresh food platforms, staking 5 sSOL allows for a 'spend $100 save $15' benefit; when shopping across borders, using sUSD for payment waives cross-border fees (traditional payment cross-border fees are about 1.5%); even when recharging mobile phone credits, paying with SOL also earns 0.5% $LAYER rewards. Currently, 88% of activated users report using the card more than 5 times a month, finding it more cost-effective than spending fiat currency while also earning additional benefits.
3. Practical synergy: Dual empowerment of performance and consumption, allowing the ecosystem to shift from 'niche' to 'mass market'
Solayer's practical value is not the achievement of a single product, but the synergistic resonance between InfiniSVM and Emerald Card, pushing the Solana ecosystem from 'niche on-chain' to 'daily use':
The hardware performance of InfiniSVM provides technical assurance for the Emerald Card's 'real-time settlement and reward arrival'—avoiding 'failed transactions and delayed rewards' due to insufficient computing power, encouraging users to 'dare to use and use frequently'; the 23,000 activated users (88% activation rate) brought by the Emerald Card also provide traffic support for InfiniSVM's practical scenarios: 60% of users choose to stake the LAYER earned from Card consumption (pushing the LAYER staking rate to 65%); users find sSOL 'can earn while spending', boosting the sSOL re-staking TVL to $186 million; the compliant stablecoin sUSD attracts 23% of traditional asset management funds because 'it can be spent and earns steadily', with TVL surpassing $31 million.
This synergy also promotes the 'new user breakthrough': 30% of first-time users of the Emerald Card, who are 'crypto novices', familiarize themselves with the ecosystem through 'earning coins by spending' and proactively learn about sSOL staking; 40% of long-time on-chain users transfer more funds from exchanges into the Solayer ecosystem due to the practical scenarios of the Emerald Card— for example, a user who previously only swapped on Solana now uses the Emerald Card to pay rent and has converted 50% of their position into sSOL, 'earning while spending, transferring directly from the card when paying rent, saving the hassle of currency exchange.'
Summary: Practical value determines long-term potential, with valuation opportunities waiting to be realized
Solayer's core competitiveness lies in the fact that it is not a 'show-off of technical parameters', but rather 'the engine for crypto practicality'—InfiniSVM provides the 'performance foundation for on-chain finance to enter daily life', and the Emerald Card gives ordinary users the 'motivation to use crypto'. The synergy of the two transforms the 'technical value' of Web3 into 'life value', which is key to breaking the ecosystem's boundaries.
Currently, the price of $LAYER is in the range of $0.55-$0.62, down 75% from the historical high of $2.55, but the ecosystem's TVL has reached $350 million, with a market cap/TVL ratio (0.37-0.45) far below the average level of Web3 financial infrastructure (0.6-0.8), and is backed by top-tier capital such as Polychain Capital and Binance Labs. With the implementation of InfiniSVM mainnet's over 1 million TPS and more offline merchants (such as chain supermarkets and restaurant brands) connecting to the Emerald Card, Solayer's 'practical ecosystem' will further expand. Its current valuation gap may gradually realize long-term value as 'crypto enters daily life'.
