In the Web3 ecosystem, the biggest pain point is that 'crypto is too far from daily life'— although Solana has rich on-chain financial scenarios, it is difficult for ordinary users to transform SOL and sSOL into 'money for coffee or rent'. Solayer focuses on 'empowerment in daily life' at its core, using the InfiniSVM hardware engine to break the deadlock of 'strong technology but weak practicality', building a closed loop with the Emerald Card that allows 'spending crypto to save money and earn rewards', achieving both a performance breakthrough of 1 million+ TPS and genuinely bringing on-chain finance into the everyday necessities of life, thus becoming a key enabler for the Solana ecosystem 'from on-chain to daily life' with a solid ecosystem of $350 million TVL and over 104,500 users.
One, InfiniSVM: The 'technical foundation' of crypto in daily life, hardware acceleration brings practical scenarios to fruition.
The performance bottleneck of traditional Layer 1 is the core reason why crypto is difficult to integrate into daily life— high-frequency consumption data is hard to be recorded on-chain in real-time, small transactions have poor experience, and institutions are hesitant to open up everyday assets. Solayer's InfiniSVM addresses these issues at the core with its pioneering design of 'hardware-accelerated Layer 1':
• 1 million+ TPS supports everyday scale: Unlike the 'waste of computing power' seen in software sharding, InfiniSVM relies on InfiniBand (100Gbps bandwidth) and RDMA technology to offload the transaction validation module to FPGA chips, paired with 'multi-execution clusters' to process non-conflicting transactions in parallel— the test network has already stably supported 500,000+ TPS, aiming for over 1 million TPS, a 100-fold increase from Solana's current 10,000 TPS. This scale makes 'a million users paying bills with crypto' a reality: after a certain Web3 e-commerce platform's integration, InfiniSVM processed users' sSOL payment orders, achieving 150,000 transactions in a single day (each between $20-200) with a confirmation time of 0.8 milliseconds, and inventory sync delays of <1 second, completely resolving the awkward situation of 'payment successful but insufficient inventory', increasing user conversion rates by 35%;
• 0.8 milliseconds latency optimizes daily experience: Actual transaction latency is compressed to 0.8 milliseconds, a thousand times better than Solana's mainnet, which is crucial for daily scenarios: ordinary users can use sUSD to pay their utility bills with the Emerald Card, and the funds arrive instantly after submission, without waiting for 'block confirmations'; AI-driven consumption recommendations are also more accurate: InfiniSVM synchronizes user consumption data in real-time (e.g., paying rent with sSOL on the 10th of every month), and the AI model can push reminders within 100 milliseconds to 'stake sSOL before the rent is due, enjoying an additional 1% temporary yield', allowing users to 'spend with peace of mind and not miss out on earnings';
• Institutional-level stability opens up the gateway to everyday assets: The hardware architecture of InfiniSVM achieves a 99.99% transaction success rate and resistance to T-level DDoS attacks, which exactly meets the security needs of institutions for 'everyday assets'. Three traditional payment institutions have tested 'real-time exchange between fiat and crypto': when users buy sUSD with bank cards, InfiniSVM completes the exchange confirmation within 0.8 milliseconds, and the funds arrive in the Emerald Card within 10 seconds, with a daily exchange volume surpassing $3 million. Institutions state that 'this stable experience allows us to make crypto exchanges as simple as topping up phone credits.'
Two, Emerald Card: The 'tool for implementing crypto in daily life', allowing users to earn and spend simultaneously.
Most crypto payment cards can only 'complete payments', while Solayer's Emerald Card deeply integrates with InfiniSVM to turn 'using crypto' into a daily choice that 'increases in value the more you use it', completely bidding farewell to 'only being able to trade and not spend':
• Seamless and barrier-free global everyday consumption: Users can transfer SOL, sSOL, or sUSD to the Emerald Card without needing to understand blockchain, covering over 40 million Visa/Mastercard merchants globally—whether buying breakfast at the convenience store downstairs, topping up memberships on online platforms, or sending living expenses to family abroad. The core support comes from InfiniSVM's 'payment-dedicated computing power clusters': consumption instructions do not queue with other on-chain transactions, completing 'crypto → local fiat' settlements within 1.2 seconds, with a success rate of 99.9%, three times faster than traditional credit card cross-border payments. A certain user transfers $2,000 in living expenses to their child studying abroad each month using the Emerald Card, with a settlement time of 1.1 seconds and an exchange rate error of <0.01%, saving $30 in fees compared to a bank transfer;
• Daily consumption 'earns rewards and appreciates': Unlike traditional payments where 'points are hard to use', the Emerald Card's reward mechanism completely aligns with daily life: for every $1 spent, 0.01 LAYER is credited in real-time (wallet reminder within 10 seconds), with no expiration date and no exchange barriers. Based on the current LAYER price ($0.55-0.62), a user with an average monthly spending of $1,500 can earn $9-12 monthly; if LAYER returns to its historical high of $2.55, monthly rewards could reach $38, equivalent to 'earning an extra milk tea money each month'. Even more practically, the 'rewards can be reused': the returned LAYER can be staked directly for an annual yield of 8%-10%, or exchanged for sSOL to participate in further staking (6.5% APY), for example, earning $12 in tokens monthly and an additional $1.44 over a year by staking, which is equivalent to 'managing finances while consuming'.
• Precise and thoughtful benefits for everyday scenarios: The benefits of the Emerald Card do not indulge in 'fancy gimmicks', but are all daily necessities: when spending at partnered chain coffee shops, using sSOL for payment enjoys 'buy one get one free'; if the Card is used to pay rent more than three times a month, an additional sSOL trial experience is given (enjoying 7 days of earnings, approximately $0.23); even charging electric vehicles with SOL also earns a 0.3% $LAYER reward. Currently, 88% of activated users report that 'using it more than five times a month saves more money than using fiat, and can even earn a bit of pocket money'.
Three, Daily Collaboration: Bidirectional empowerment of performance and consumption, allowing the ecosystem to transition from 'niche' to 'mainstream'.
Solayer's empowerment of daily life is not a single-point breakthrough, but a collaborative resonance between InfiniSVM and the Emerald Card, promoting the Solana ecosystem from 'niche on-chain players' to 'mainstream daily users':
InfiniSVM's hardware performance safeguards the Emerald Card's 'real-time settlement and reward arrival'— avoiding 'payment failures and reward delays' due to insufficient computing power, allowing users to 'dare to use and be willing to use often'; while the 23,000 users activated by the Emerald Card (activation rate of 88%) provide traffic for InfiniSVM's daily scenarios: 60% of the LAYER earned through Card consumption is chosen for staking (pushing the LAYER staking rate to 65%); users feel that sSOL 'earns from staking and is convenient for payments', pushing the re-staked TVL of sSOL to $186 million; the compliant stablecoin sUSD attracts 23% of traditional asset management funds to enter the market due to its ability to 'cover living expenses and stable earnings', with a TVL surpassing $31 million.
This collaboration also promotes the 'breaking the circle for new users': 30% of first-time users of the Emerald Card, who are 'crypto novices', become familiar with the ecosystem through 'earning tokens by paying for breakfast' and actively learn to stake sSOL; 40% of existing on-chain users, due to the practical scenarios of the Emerald Card, transfer more funds from exchanges— for example, a user who previously only swapped on Solana now pays rent and buys groceries with the Emerald Card, and has converted 60% of their holdings into sSOL, saying 'not only can I earn rewards, but I don't have to exchange money back and forth for daily expenses, it's so convenient.'
Summary: Empowering daily life defines ecological value, and the potential gap awaits realization.
Solayer's core competitive advantage lies in the fact that it is not a 'stacker of technical parameters', but a 'facilitator of crypto in daily life'— InfiniSVM gives on-chain finance the 'performance confidence to enter daily life', and the Emerald Card provides ordinary users with the 'motivation to use crypto', both working together to turn the 'technical value' of Web3 into 'life value that can be felt every day', which is the key to breaking the circle of the ecosystem.
Currently, the price of $LAYER is in the range of $0.55-$0.62, down 75% from the historical high of $2.55, but the ecosystem's TVL has reached $350 million, and the market cap/TVL ratio (0.37-0.45) is far below the average level of Web3 financial infrastructure (0.6-0.8), with top-tier capital backing such as Polychain Capital and Binance Labs. As InfiniSVM's mainnet achieves 1 million+ TPS and more offline everyday scenarios (like community supermarkets and property management companies) integrate with the Emerald Card, Solayer's 'crypto daily ecosystem' will further expand, and its current valuation gap may gradually realize long-term value with the trend of 'crypto entering daily life'.
