In the development of Web3 finance, the 'transformation gap from technology to value' is the core obstacle—though Solana has an ecological foundation, it is challenging for on-chain finance to achieve a leap from 'usable' to 'easy to use'. Solayer, focusing on 'value leap', breaks through the performance ceiling with the InfiniSVM hardware engine, and builds an ecosystem of 'consumption equals appreciation' with the Emerald Card, achieving both a technical breakthrough of over 1 million TPS and upgrading crypto from 'on-chain transactions' to 'global utility tools', further establishing a channel for upgrading 'technology-application-value' for the Solana ecosystem with solid data of $350 million TVL and over 104,500 users.
I. InfiniSVM: Hardware-driven leap in on-chain financial performance, unlocking new institutional-level scenarios.
Traditional Layer 1 performance enhancements often remain at 'quantitative changes', while Solayer's InfiniSVM realizes a 'qualitative leap in performance of on-chain finance' through its innovative design of 'hardware-accelerated Layer 1', enabling high-value scenarios to transition from 'concept' to 'implementation':
• 1 million+ TPS achieving a leap in transaction efficiency: Unlike the marginal losses of software sharding, InfiniSVM relies on InfiniBand (100Gbps bandwidth) and RDMA technology to offload the transaction verification module to FPGA chips, paired with a 'multi-execution cluster' for parallel processing— the testnet has already stably supported over 500,000 TPS, aiming for over 1 million TPS, a 100-fold increase over Solana's current 10,000 TPS. This leap in efficiency completely rejuvenates high-frequency trading scenarios: after a certain crypto market maker's integration, the daily matching volume of the SOL/sUSD trading pair increased from $50 million to $200 million, slippage dropped from 0.5% to 0.05%, and trading costs decreased by 60%;
• 0.8 ms latency propelling experience leap: Measured transaction latency has been compressed to 0.8 ms, a thousand-fold improvement over Solana's mainnet (1-3 seconds), which is crucial for the innovation of on-chain financial experiences: Insurance institutions use it to process policy on-chain, completing policy confirmation within 0.8 ms after user insurance, with on-chain data retrieval taking <1 second during claims, completely solving the traditional insurance pain points of 'slow processes and difficult confirmations'; it further supports the leap in AI+DeFi risk control: AI models rely on low-latency real-time capture of user sSOL staking and sUSD consumption data, generating credit scores within 100 ms, users with scores above 750 can enjoy a 1.1x collateral ratio, breaking the 'one-size-fits-all' excessive collateral practice;
• Hardware stability facilitating institutional trust leap: InfiniSVM's industrial-grade FPGA chips + distributed backup design achieve a 99.99% transaction success rate and T-level DDoS attack resistance, perfectly meeting the core needs of institutions for 'stability'. Three traditional asset management institutions have already tested RWA high-frequency trading: the price update delay for tokenized gold assets has been reduced to 100 ms, data error rate <0.01%, a certain asset manager stated, 'This predictable performance allows us to confidently move 5% of our gold holdings on-chain'.
II. Emerald Card: Consumption ecosystem driving the practical value leap of crypto, realizing 'consumption equals appreciation'.
Most crypto payment cards can only 'complete payments', while Solayer's Emerald Card is deeply linked with InfiniSVM, promoting the practical value of crypto from 'single payment' to 'consumption + earnings + ecosystem participation' multi-dimensional value addition:
• Global consumption experience leap: Seamless and barrier-free: Without the need to exchange fiat currency, users can transfer SOL, sSOL, or sUSD to the Emerald Card, covering over 40 million Visa/Mastercard merchants worldwide—offline coffee shops swipe physical cards, online shopping links to Alipay, cross-border travel books hotels using Apple Pay, adapting to all scenarios. The core support comes from InfiniSVM's 'payment-specific computing power cluster': consumption instructions bypass on-chain transaction queues, completing 'crypto → local fiat currency' settlement within 1.2 seconds with a 99.9% success rate, far exceeding the industry average of 85%; a certain user, while traveling in Japan, used the Emerald Card to pay for a hot spring hotel, with a settlement time of 1.1 seconds and an exchange rate deviation of <0.01%, saving $180 compared to exchanging currency in advance;
• Consumption earnings mechanism leap: Real-time and certain: Unlike traditional credit cards with 'difficult point redemption and slow arrival', the rewards of the Emerald Card land directly on-chain—each $1 spent earns 0.01 LAYER in real time (wallet reminders sent within 10 seconds), with no expiration date and no redemption threshold. Based on the current LAYER price ($0.55-0.62), a user with an average monthly spending of $1,500 can additionally earn $9-12 worth of tokens each month; if LAYER returns to its historical high of $2.55, the monthly reward could reach $38, equivalent to '2.55% cash back on spending'. More critically, 'earnings appreciate further': the returned LAYER can be staked directly for an annualized return of 8%-10%, forming a closed loop of 'earning tokens through consumption → staking for appreciation';
• User ecosystem participation leap: From consumption to co-construction: High-frequency consumption users (monthly spending over $3,000) can unlock 'Emerald ecosystem partner' status, participating in new merchant onboarding reviews and InfiniSVM function voting, and can receive 50 $LAYER ecosystem rewards each month. Currently, there are already 1,200 ecosystem partners, promoting 28 offline dining and 15 cross-border e-commerce merchants to onboard the Emerald Card, forming a positive cycle of 'user co-building the ecosystem, ecosystem feeding back to users'.
III. Synergistic leap: Bidirectional empowerment of performance and consumption, building a new Solana financial ecosystem.
Solayer's value leap is not a single-point breakthrough but a synergistic resonance of InfiniSVM and Emerald Card, promoting the overall upgrade of the Solana financial ecosystem:
The high throughput and low latency of InfiniSVM provide real-time on-chain support for large-scale consumption data of the Emerald Card—each user consumption record and reward distribution can be checked on-chain, ensuring transparency while accumulating data for subsequent AI credit assessments and personalized rights push; meanwhile, the 23,000 activated users brought by the Emerald Card (activation rate of 88%) provide traffic support for InfiniSVM's high-value scenarios (such as high-frequency consumption clearing, RWA payments), promoting the ecosystem penetration of assets like sSOL and sUSD: sSOL's re-staked TVL reaches $186 million, users can stake SOL to receive liquid tokens while enjoying a 6.5% base APY + additional DeFi earnings; sUSD, backed by US Treasury bonds, attracts 23% of traditional asset management funds with a 4% APY, surpassing $31 million in TVL, becoming a benchmark for stablecoins in the Solana ecosystem that is 'compliant + practical'.
This synergy allows on-chain finance to achieve a 'triple leap': from 'insufficient computing power' to 'excess performance', from 'only investment' to 'globally available', from 'retail-driven' to 'institutional participation', truly granting the Solana financial ecosystem long-term competitiveness.
Summary: The leap value is highlighted, and the potential in the lowland awaits realization.
Solayer's core competitiveness lies in its role as not just a 'technology upgrader' but as a 'on-chain value leaper' within the Solana ecosystem—InfiniSVM allows on-chain financial performance to achieve qualitative breakthroughs, while the Emerald Card enhances the practical value of crypto, with both working together to propel the ecosystem from 'local prosperity' to 'full-scale upgrades'.
Currently, the price of $LAYER is in the range of $0.55-$0.62, down 75% from the historical high of $2.55, but the ecological TVL has reached $350 million, with the market cap/TVL ratio (0.37-0.45) much lower than the average level of Web3 financial infrastructure (0.6-0.8), and backed by top-tier capital such as Polychain Capital and Binance Labs. As InfiniSVM mainnet achieves over 1 million TPS and more institutions and merchants onboard, the 'on-chain value leap' promoted by Solayer will deepen further, and its current valuation lowland may gradually realize long-term value with the upgrading of the ecosystem.
