In the Web3 ecosystem, Solana's infrastructure advantage is often treated as an 'industry topic'—10,000 TPS on-chain speed, staking returns on SOL sound valuable, but ordinary users still have to convert Crypto to fiat currency when they want to pay custody fees for their children or go to community laundromats, which is time-consuming and incurs fees. While most projects are busy making 'on-chain infrastructure supplements', Solayer has taken a different path: relying on the InfiniSVM hardware engine to turn 1 million+ TPS computing power into a smooth experience of 'custody fee payments arriving in seconds'; using the Emerald Card to make 'spending Crypto' not only save transaction fees but also earn enough for the next laundry. Now, with 350 million TVL and over 104,500 users, Solayer has truly transformed Solana Crypto from 'on-chain assets' into 'daily essential tools' for ordinary people.
1. InfiniSVM: Not playing the 'computing power parameter war', turning hardware performance into 'remedies for daily pain points'.
Traditional Layer 1 loves to compete on 'TPS numbers', but Solayer's InfiniSVM has never focused on 'parameter rankings' since its design—what it wants to solve are the real troubles of users: worrying about delays in paying custody fees, worrying about lags during peak times in laundromats, and worrying about exchange rate losses when transferring money across borders. With the idea of 'hardware acceleration', InfiniSVM turns abstract computing power into a practical solution:
It didn't take the old path of 'software sharding to improve performance', but instead embedded the transaction verification module directly into the FPGA chip, paired with InfiniBand (100Gbps bandwidth) and RDMA technology, and then used 'multiple execution clusters' to process non-conflicting transactions in parallel— the test network has already stably supported 500,000+ TPS, aiming for 1 million+ TPS, which is 100 times the current performance of Solana. This is not 'performance on paper', but can handle the weekend peak of community laundromats: After a certain community laundromat was connected, there were 13,000 SOL payments within 1 hour on Saturday (each payment was 15-50 dollars for washing coats and duvet covers), with an average confirmation delay of 0.8 milliseconds, twice as fast as traditional cash registers, so office workers don't have to hold their receipts and wait for 'system loading';
The low latency of 0.8 milliseconds helps users 'calculate their life expenses': Parents want to stake SOL to earn a 6.5% return but are worried that their children won't be able to withdraw the money when the custody fee expires. InfiniSVM can synchronize the sSOL staking amount with the Emerald Card spending record in real time, and the AI model can calculate within 100 milliseconds that 'staking 22 sSOL can borrow 1100 dollars, enough to pay for 2 months of custody fees + wash clothes 5 times, with no loss of income', so there’s no need to struggle between 'saving money for interest' and 'daily expenses';
Institutions also recognize this 'practical performance': Two childcare institutions use InfiniSVM for 'tokenization of custody fees', and when parents pay with sUSD, the price synchronizes in 100 milliseconds, with payment confirmation in 0.8 milliseconds, and daily payment amounts exceeding 2.8 million dollars. The head of the custody institution said: 'In the past, parents had to wait a day for bank transfers when paying fees; now with Crypto, it arrives in seconds, we don’t have to urge payments, and parents are at ease. This is technology that truly helps people.'
2. Emerald Card: Making 'Crypto tools' more considerate than 'fiat currency', with cashback becoming 'a small living subsidy'.
Many crypto payment cards are just 'good enough to swipe', but Solayer's Emerald Card is deeply integrated with InfiniSVM, making 'spending Crypto' more convenient and cost-effective than spending fiat currency—it’s not 'optional', but 'preferred':
No need to learn blockchain operations; simply transfer SOL, sSOL, or sUSD into the Emerald Card, which can be used at over 40 million Visa/Mastercard merchants worldwide—covering all scenarios: washing clothes at community laundromats, paying custody fees for children, and sending living expenses to elderly people abroad. The core advantage is InfiniSVM's 'payment-specific computing power cluster': Consumption instructions do not queue with other on-chain transactions, completing the 'Crypto to fiat' settlement within 1.2 seconds with a success rate of 99.9%, and cross-border payments are exempt from a 1.5% exchange fee. One parent calculated that paying a 1600 dollar custody fee for their child with the Emerald Card saved 24 dollars compared to using a credit card, enough to wash the whole family's clothes 3 times;
What's more practical is 'earning while spending': For every 1 dollar spent, 0.01 LAYER is credited in real-time, and the wallet receives a notification within 10 seconds, with no expiration date and no need to accumulate points for exchange. At the current LAYER price ($0.55-0.62), spending 2300 dollars a month can earn 12.65-14.26 dollars; if LAYER returns to its historical high of 2.55, monthly rewards could reach 58.65 dollars, enough to cover more than half a month’s laundry fees. The earned LAYER can also be staked for an annual yield of 8%-10%, effectively 'saving for laundry subsidies while spending';
All benefits are 'usable for daily life': Using sSOL to pay at partner community laundromats, enjoy 6 dollars off for every 30 spent; pay custody fees with the card twice a month to receive 0.8 sSOL trial experience (which can earn 0.18 dollars in 7 days); even charging electric vehicles with SOL payments can receive a 0.25% $LAYER reward. Now, 88% of activated users use it more than 5 times a month; some say, 'Now I prioritize using this card for paying custody fees and washing clothes, it’s fast, saves money, and even earns a little subsidy, much more convenient than carrying cash.'
3. The 'essential closed loop' of computing power + consumption: Crypto is finally not an 'on-chain accessory'.
The value of Solayer has never been about InfiniSVM and the Emerald Card 'working independently', but rather about bringing the two together to form a 'mutually indispensable' closed loop of 'on-chain computing power' and 'daily necessities':
The speed of InfiniSVM gives the Emerald Card the confidence of 'no lag, no delays'—there will be no frustrating situations like 'payment for custody fees has been made, but the institution hasn't received confirmation'; meanwhile, the 23,000 active users brought by the Emerald Card (with an activation rate of 88%) make the computing power of InfiniSVM 'not wasted': 60% of the LAYER earned from user spending is staked, pushing the staking rate of LAYER to 65%; users feel that sSOL 'can earn a 6.5% return and pay custody fees', raising the TVL to 186 million dollars; even the compliant sUSD has attracted 23% of traditional asset management funds due to its ability to 'send living expenses and stable returns', with TVL breaking 31 million dollars.
More importantly, it has changed the 'user group of Crypto': 30% of the original 'investment users' who only stored SOL to wait for price increases have started actively staking sSOL 'to earn returns and spend conveniently' after using the Emerald Card to pay custody fees once; 40% of 'ordinary parents' who previously did not understand Crypto have slowly learned to use sSOL staking to earn laundry fees because 'paying custody fees can save money'; some people who thought 'Crypto is a game for young people' now must carry the Emerald Card when going out, 'using it for fee payments and laundry is more convenient than mobile payments'.
Summary: The core of Solayer is to turn Crypto from a 'concept on the chain' into a 'daily necessity'.
The most special aspect of Solayer is that it hasn't treated 'hardware acceleration' and '1 million TPS' as a marketing gimmick, but has always focused on 'things users need to solve daily'—the computing power of InfiniSVM is to ensure 'no delays in paying custody fees'; the convenience of the Emerald Card is to ensure 'no wasted money on laundry'; the cashback from $LAYER is to help 'earn a little living subsidy'.
The current price of $LAYER is between $0.55-$0.62, which has dropped 75% from its historical high. However, the market cap/TVL ratio corresponding to 350 million TVL (0.37-0.45) is far below the average level of Web3 financial infrastructure (0.6-0.8), and it has backing from top capital like Polychain Capital and Binance Labs. Once the InfiniSVM mainnet achieves 1 million+ TPS, more community laundromats and childcare institutions will connect to the Emerald Card. Solayer may help more people understand: The ultimate value of Crypto is not 'how much can it increase,' but whether it can become a 'daily essential tool' like payment software on a mobile phone—this is the true competitiveness of Solayer and the 'grounding power' that the Solana ecosystem needs most.
