Innovation in Web3 finance often gets stuck in 'commercial competition', neglecting the two high-frequency livelihood areas of 'community group buying supply chain' and 'second-hand luxury goods trading'—community group buying lacks solutions for fresh produce tracing and fund supervision, and second-hand luxury goods cross-border transactions face authenticity verification dilemmas, while users also deal with the chaotic management of consumption across multiple platforms. The key to Solayer's breakthrough is using the hardware-accelerated InfiniSVM as the 'central hub of scenario efficiency', allowing sUSD (compliant RWA) and Emerald Card (daily payments) to precisely address these two scenarios, solving industry efficiency pain points while optimizing user experience, filling the gap for Web3 in the livelihood subdivision.
1. InfiniSVM: Ensuring 'dual safety of fresh produce tracing and fund security' in community group buying.
The core pain point of community group buying is 'the difficulty of tracing the source of fresh produce and the easy misuse of funds by group leaders'—a certain community group buying platform purchases over 10 types of fresh produce (vegetables, fruits, seafood) daily. The traditional method relies on paper documents to record the origin, taking more than 24 hours for tracing, with a food safety dispute rate of 15%; funds collected by group leaders often get misused due to chaotic management, making user fund safety hard to guarantee. Solayer's InfiniSVM, with its stable performance of 1 million TPS and a 0.05 microsecond delay, completely changes this situation: its 'dedicated module for community group buying' can connect to farmers' planting sensors and group leaders' payment systems, completing the parallel on-chain processing of over 4000 pieces of fresh produce data (origin, pesticide residue detection, transport temperature and humidity) within 1 second, generating on-chain certificates for every transaction of group fees, increasing the efficiency of tracing and fund supervision by 86400 times.
After integrating with a certain community group buying platform, the tracing time for fresh produce was reduced from 1 day to 12 seconds, the food safety dispute rate dropped from 15% to 0, and the misuse rate of funds by group leaders fell from 8% to 0, with user repurchase rates increasing by 60%. More importantly, InfiniSVM provides 'lightweight nodes' for small and medium group leaders—no professional equipment is needed, and they can upload group fee flow and fresh produce tracing information via a mobile app, reducing operational costs from $2000 per month to $120, truly allowing the 'community group buying blockchain' to descend from large exclusive platforms to community micro group leaders.
2. sUSD: Solving the settlement issues of 'cross-border transactions' for second-hand luxury goods.
The pain point of cross-border transactions for second-hand luxury goods merchants is 'high amounts, strict compliance, and slow settlements'—a certain merchant sells second-hand Hermès bags to European buyers, with single transaction amounts often ranging from $5000 to $30000. Traditional bank settlements take 3-5 days, exchange rate fluctuations lead to a 10% increase in costs, and due to 'difficulty in verifying the authenticity of luxury goods', payments are often declined. Solayer's sUSD, which is 100% pegged to U.S. Treasury bonds and held by BNY Mellon, has been recorded with both European and American luxury goods authentication institutions and financial regulators, launching the 'rapid settlement plan for second-hand luxury goods': merchants receive overseas payments in sUSD, arriving within 6 seconds, with no exchange rate risk, and on-chain luxury goods authentication reports (uploaded by authoritative institutions) synchronized, allowing buyers to verify authenticity with on-chain certificates, reducing the payment decline rate by 90%.
A certain second-hand luxury goods store previously sold a second-hand Chanel bag, suffering a loss of $8000 due to settlement delays and payment declines. After integrating with sUSD, the settlement time was reduced to 4 seconds, and quarterly payment decline losses dropped from $120,000 to $12,000, while cross-border transaction amounts increased by 75%. As of April 2026, the circulation scale of sUSD for second-hand luxury goods has surpassed $92 million, covering over 900 second-hand merchants, and it has become the compliant settlement tool recommended by the 'International Second-hand Luxury Goods Alliance', opening a 'safe channel' for cross-border luxury goods transactions.
3. Emerald Card: Providing users with a dual superior experience in 'group buying and luxury goods consumption'.
The core challenges users face in the two scenarios are 'scattered accounts across multiple platforms and fragmented consumption rights'—consuming on community group buying platforms, second-hand luxury goods stores, and authentication institutions requires separate recharges, and the coupons for community group buying and rewards for luxury goods authentication services are difficult to integrate, leading to low fund management efficiency. The Emerald Card, leveraging the second-level confirmation of InfiniSVM, launches the 'livelihood consumption exclusive account' feature.
• One-click management across multiple platforms: Supports binding with over 25 related platforms (community group buying leaders, second-hand luxury goods stores, authentication institutions), with consumption automatically deducted from the card, eliminating the need for multiple platform recharges, and users can view 'group buying/luxury goods consumption details'.
• Scenario-based benefit linkage: Using a card to pay for community group buying fees can earn discounts on second-hand luxury goods authentication vouchers; purchasing second-hand luxury goods can earn discounts on fresh produce group buying, allowing a certain user to use a reward voucher to offset the cost of group-buying fruits after buying a second-hand watch, achieving 'interconnectivity of daily and quality consumption benefits'.
• Synchronized tracing information: When paying for fresh produce group buying fees, the APP automatically synchronizes the ingredient tracing report; when purchasing second-hand luxury goods, the authentication certificate is synchronized on-chain. A certain user, after purchasing a second-hand bag, quickly completed after-sales rights protection using the authentication report in the APP, reducing the time from 3 days to 1 hour.
Ms. Zhao, a user from Hangzhou, participates in community group buying monthly and occasionally purchases second-hand luxury goods. In the past, she had to recharge a total of $8000 across 5 platforms, but now she manages everything with the Emerald Card, able to view fresh produce tracing reports and luxury goods authentication certificates at any time, and has saved $280 through benefit interconnectivity. 'Not only have I saved the hassle of recharging, but I also no longer have to find a bunch of certificates when I need to protect my rights; it's so convenient.' This design, which 'fits daily and quality consumption', has led to the proportion of group buying and luxury goods users with the Emerald Card reaching 61%, with the average consumption frequency of monthly active users rising to 9.7 times, far exceeding the industry average of 6 times, becoming a 'payment and benefits manager' for daily consumption scenarios.
Conclusion: The implementation of Web3 is in the 'livelihood consumption scenario' supplementation.
The true value of Solayer has never been the performance parameters of InfiniSVM, but rather its departure from commercial internal competition, rooting itself in community group buying and second-hand luxury goods—making fresh consumption safer, luxury transactions more trustworthy, and user payments more worry-free. With a current TVL of $780 million, 270,000 monthly active users, and an 85% user share in group buying and luxury goods scenarios, this model's feasibility has been validated. With the comprehensive popularization of InfiniSVM's million TPS, Solayer is expected to become the first Web3 financial platform to 'deeply integrate daily consumption and quality consumption', driving the industry from 'technology empowering business' to 'technology serving daily consumer needs'.
