Innovation in Web3 finance often focuses on "commercial tracks", but rarely touches on the two major livelihood fields of "cross-border study tours" and "pet funerals", both of which have emotional and practical needs—study institutions lack funding regulation solutions for international trips, and pet funeral services face compliance and traceability dilemmas, with users also facing chaotic consumption management across multiple scenarios. The key to Solayer's breakthrough is using hardware-accelerated InfiniSVM as the "core of scenario efficiency", allowing sUSD (compliant RWA) and Emerald Card (daily payments) to precisely integrate into the study tour and pet funeral ecosystem, ensuring both travel safety and emotional needs, and expanding the service boundaries of Web3 in the livelihood sector.
1. InfiniSVM: Enabling "dual regulation of itinerary and funds" for cross-border study tours.
The core pain point of cross-border study tours is the "lack of transparency in fund usage and difficulty in tracing itinerary data"—a certain school study group traveling to Europe involves over 10 types of expenses, including airfare, accommodation, and courses. The traditional method relies on manual bookkeeping, resulting in a fund misappropriation risk of 10%; daily itinerary check-ins and student safety location data are scattered, making it difficult for parents to keep track of the situation in real-time. Solayer's InfiniSVM, with stable performance of 1 million TPS and 0.06 microsecond delay, completely changes this situation: its "study tour exclusive module" can connect to the financial systems and positioning devices of study institutions, completing the on-chain confirmation of over 3500 expense transactions within 1 second (each fund associated with specific itinerary consumption vouchers), and student positioning and course participation data are uploaded to the chain in real-time, allowing parents to view through the app, enhancing traceability and regulatory efficiency by 43,200 times.
After a certain educational institution integrated, the fund misappropriation rate for study tours dropped from 10% to 0, and parent satisfaction with "itinerary transparency" increased from 45% to 98%, with quarterly study tour registrations growing by 80%. More crucially, InfiniSVM provides small and medium study institutions with a "lightweight deployment tool"—no need for a professional technical team; nodes can be activated with one click through the study management system, reducing operational costs from $4,000 per month to $180, truly enabling "study blockchain" to move from exclusive use by large educational groups to local training institutions.
2. sUSD: Solving the settlement difficulties of "cross-border compliant procurement" for pet funerals.
The pain point of cross-border procurement for pet funeral institutions is the "high compliance requirements and difficulty in small-value settlements"—purchasing imported biodegradable urns and pet memorial tablets typically involves amounts ranging from $200 to $2000. Traditional banks often refuse to settle due to the "niche nature of the pet funeral industry", and exchange rate fluctuations increase costs by 7%, with compliance document reviews taking 3 to 5 days. Solayer's sUSD, as a 100% pegged compliant asset to US Treasury bonds held by BNY Mellon, has passed dual filing with European and American environmental and funeral industry standards, launching the "pet funeral quick settlement plan": institutions can pay overseas suppliers in sUSD, with funds arriving within 7 seconds, eliminating exchange rate risks, and on-chain transaction records can directly serve as proof of environmental compliance, improving review efficiency by 85%.
A certain pet funeral studio previously faced payment refusals for purchasing biodegradable urns from Italy, causing a 10-day delay in settlements. After integrating sUSD, the settlement time was reduced to 5 seconds, saving $120,000 in quarterly procurement costs, with service fulfillment rates increasing from 80% to 100%. By March 2026, the circulation scale of sUSD in the pet funeral sector exceeded $89 million, covering over 800 pet funeral institutions, and has become a recommended compliant settlement tool by the "International Pet Care Alliance", opening up a "compliance channel" for cross-border procurement in the pet funeral industry.
3. Emerald Card: Providing users with a dual superior experience in "study tours and pet services".
The core challenge for users in study tour and pet service scenarios is the "fragmented consumption across multiple platforms and difficulty in retaining emotional data"—registering for study tours, arranging pet funerals, and purchasing memorial products require payments on different platforms, leading to the easy loss of emotional data such as pet memorial photos and study certificates, as well as fragmented consumption rewards. Emerald Card, leveraging InfiniSVM's second-level confirmation, has launched the "exclusive account for people's emotional livelihood":
• Consumption and data linkage: Using the card to pay for study tour fees automatically synchronizes itinerary photos and completion certificates to the app for archiving; paying for pet funeral services permanently stores memorial videos and urn traceability information, allowing a certain user to retrieve pet memorial data at any time even 3 years later.
• Multi-scenario fund integration: Supports binding to 15+ related platforms (study institutions, pet funeral homes, memorial product stores), with automatic deduction of consumption, eliminating the need for multi-platform recharges, allowing users to view "emotional consumption details".
• Cross-industry reward interconnectivity: Paying for study tour fees can earn discounts on pet memorial products, purchasing pet memorial products can earn cash rebates for study tour registrations. A certain user, after registering for a study tour, used reward coupons to redeem a pet memorial necklace, achieving a complementarity of "practical needs and emotional needs".
Ms. Lin from Guangzhou registered her child for a cross-border study tour and arranged a funeral for her pet. In the past, she needed to recharge a total of $12,000 across 4 platforms. Now, with the Emerald Card, she can manage everything with one click, viewing her child's study tour certificate and pet memorial video at any time, and has saved $300 through rewards. "Not only is it worry-free, but it also preserves important emotional memories, which is much warmer than using a card alone." This design, which aligns with emotional and practical scenarios, has led to 58% of Emerald Card users being from study tours and pet services, with monthly active users' average consumption frequency rising to 9.5 times, far exceeding the industry average of 5.8 times, becoming the "pay and memory steward" of emotional scenarios in people's livelihoods.
Conclusion: The boundaries of Web3 are expanding in the "livelihood emotional scenarios".
Solayer's true breakthrough has never been the performance parameters of InfiniSVM, but rather its departure from commercial competition and its deep integration into cross-border study tours and pet funerals—making study travel safer, giving pets a more dignified farewell, and making user consumption more worry-free. With a current TVL of $750 million, 260,000 monthly active users, and an 82% user ratio in study tours and pet scenarios, this model's practical value has been validated. As InfiniSVM's million TPS becomes widely adopted, Solayer is expected to become the first Web3 financial platform that combines study tour security with emotional care, promoting the industry from "technology empowering business" to "technology protecting the warmth of life".
