š Huma Finance (HUMA)
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ā pioneer of the first PayFi network š, bringing together payment systems š³ and financial infrastructure š to enable lending based on real-world income and receivables directly on-chain š
āØ Unlike traditional collateral-based crypto lending š¦, Huma allows users to borrow against future income streams such as:
š¼ salaries,
š invoices,
šø money transfers.
ā” This opens the door to unsecured loans powered by the Time Value of Money (TVM) model ā³
š By analyzing cash flow patterns, the protocol can provide 70ā90% liquidity of expected future revenue ā instantly š and securely š through smart contracts š¤
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@Huma Finance š£
#HUMA
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