Huma is a lending protocol based on income. It allows businesses and individuals to borrow based on their future income by connecting them with blockchain investors. This protocol comes with conventional credit methods such as credit limits and factoring.
Key features of Huma Finance:
Structured finance: This feature includes loss insurance, daily yield calculations, loan packages with different limits, ...
Tokenization: Allows the tokenization of real-world assets through SPV structures.
Transparency: Clearly presents the lifecycle of real-world receivables on-chain so investors can easily track the performance of these receivables.
