Bernice (@crypto__peach), a cryptocurrency investor on X, recently expressed her intention to hold XRP for eight years with the goal of achieving financial independence by the time she turns 40.
At the age of 32, she has framed her plan as a direct question to the community, asking whether such a strategy could genuinely provide a means for early retirement.
Her post combines personal ambition with a broader curiosity about the long-term potential of XRP, generating encouragement, skepticism, and practical advice from other users.
XRP Army Considers
The post has received mixed reactions. One user shared that he retired at the age of 45 thanks to early investment in XRP. He further revealed that he is currently 49 years old.
Another commenter noted that while it is possible to retire early with XRP, she will need to start accumulating as much as possible before the price increases.
A community member cited an investment that began in 2017 to illustrate the effectiveness of early participation and persistence. He bought XRP in 2017 at $0.20 and has held onto the asset for 8 years. Currently, XRP is priced at $3, and analysts are predicting a strong price increase in the near future.
However, some responses were skeptical, with some suggesting that other tokens might help achieve early retirement goals, but XRP is not the best option.
The Strength and Resilience of XRP
XRP has shown strong resilience in 2025, holding steady above $2 despite bearish pressure. The asset recently reached a new all-time high of $3.65. However, XRP still has a long way to go before Bernice's goal becomes a reality.
Factors that could drive this growth include wider adoption in cross-border payments, integration into organizational systems, and regulatory clarity that helps build trust.
Ripple and the SEC recently ended their legal battle, with the court approving their joint terms to dismiss the appeal. With the lawsuit concluded, XRP has a clearer path to achieving higher, more transparent goals compared to other assets in the market.
