Sometimes I think about a question: why do we work hard for a month, and on payday, we still have to wait for the bank to process it and for interbank transfers? Sometimes the boss clearly says the payment has been made, but the money is just stuck somewhere on the way. This kind of waiting really makes people mentally exhausted.
When I learned about Huma Finance, a thought suddenly struck me: what if salary payments could also use PayFi? Imagine this, the boss sends out the payroll with one click, and almost instantly, the employees see the funds in their mobile wallets. No billing period, no waiting, and certainly no anxiety about “where is the money”.
This scene is actually quite heartwarming. Just like how we used to anxiously refresh the logistics when waiting for a package, and then later we had options for “same-day delivery” and “next-day delivery”, which completely changed our mindset. Payments and settlements are the same; Huma Finance has transformed money from “taking days to arrive” to “arriving instantly”, which changes the rhythm of life.
I think of a friend who does cross-border business. He used to often complain that the cash flow was too slow; the clients paid, but by the time the money arrived, he had already missed the opportunity to restock. Later, he tried on-chain settlements, and the funds arrived almost instantly, his expression was like he had dropped a heavy burden. I can understand that sense of relief because the billing period is indeed like an invisible rope, binding too many people.
Perhaps in the future, each of us will use Huma Finance. Not just for cross-border e-commerce, not just for corporate financing, but for the most ordinary daily scenarios—salary distribution, receiving payments, and transferring money. When that day comes, perhaps we will look back and smile: “It turns out, waiting for funds to arrive used to be our routine.”