What is PayFi? A New Layer of Finance
PayFi = Payments + DeFi
This is the core of Huma Finance — a new financial infrastructure where payments, credit, and compliance live on-chain, yet connect directly with real-world cash flows.
Built with a modular, six-layer stack, PayFi enables: ✅ Real-time settlements
✅ Income-backed loans
✅ Regulatory compliance
✅ Developer-ready tools
PayFi isn’t just innovation — it’s financial inclusion redefined.