Huma Series (6)
Traditional finance was built for a different era where creditworthiness was measured by **collateral land ownership and banking history**
But in a world of **gig workers freelancers and digital creators** these rules don’t apply anymore
Huma flips this outdated system by building a **cash flow based credit model** If you have verifiable income streams whether from **onchain activity salaries contracts or royalties** you can access credit on Huma
This approach means
* Your **work and earnings** define your financial access not your bank balance
* Credit is **instant transparent and programmable**
* Every payment builds your reputation across the ecosystem
With Huma the future of credit is **inclusive scalable and borderless**