From a few thousand in small capital to a multi-million account, what I want to share the most is not trading skills, but those 'capital thresholds' that have caused countless people to stagnate. In fact, the core reason small capital can't grow isn't that they can't read candlestick charts or place orders, but that they can't overcome their inner fears and greed. Today, I will break down my practical experience of breaking through the capital bottleneck for you; those who are stuck must pay close attention.
The first threshold: the 'desire trap' of 200,000 RMB
The goal I set for myself early on was very specific: to earn enough from trading to buy a Model 3 or a Xiaopeng P7. At that time, I hadn't even taken my driving test; my mind was full of 'once I earn enough for the car, I'll stop.' When my account reached over 200,000, I was completely stuck — people are so contradictory, thinking 'this money is enough for me to save for five years, I can get a car and then quit,' while also being greedy, thinking 'if I double this, I can have both the car and 200,000 in capital.'
The result is on the way from 200,000 to 400,000, and I have stumbled countless times. I panicked and couldn't sleep all night when I had a few points of loss, treating the numbers in my account as bank deposits; as soon as I made a little profit, I would take profits immediately, afraid that the profits would fly away. Is this trading with the market? Clearly, I am being led by my capital, completely becoming a slave to my emotions.
The second threshold: the 'death loop' of trading on debt
At my worst, I started trading on debt because I was eager to recover my losses. I used credit cards, online loans, and installment plans, completely transforming from a rational trader into a gambler. Even when my account later grew to 500,000 or 600,000, I never cleared my debts; every day when I opened my eyes, I wasn't looking at the market but calculating interest and robbing Peter to pay Paul. In this state, stop-loss became a formality, over-leveraging became the norm, and the more I wanted to recover, the worse I lost.
Until last year, on the way to breaking through 1 million, I gritted my teeth and cleared all my debts. On the day the last online loan was paid off, I suddenly felt a weight lift off my heart — without the pressure of debt, I no longer focused on 'recovering losses' or 'paying debts' while trading; all I saw were candlesticks, trends, and signals. Once my mindset changed, my account skyrocketed: 2 million → 3 million → 5 million → 8 million. Even if there were drawdowns along the way, I could create a new profit high within a week. It turns out that the upper limit of trading is truly determined by mindset.
The third threshold: 'logical reconstruction' of capital levels
In the small capital stage, I did everything: small-cap altcoins, mainstream coins, hot MEME coins, wherever the volatility was high, I would dive in. But when the capital increased, I realized I had to reconstruct my trading logic — do you see me still touching small altcoins? At most, I only took a large position in DOGE, while usually, large capital is focused on Bitcoin and Ethereum.
This is not being pretentious; it's a rule: the amount of capital and the trading cycle must match. When I had tens of thousands, I could play intraday short positions quickly, but when I reached the million level, I had to switch to 1H-4H-12H levels of trading. Many people, after increasing their capital, are still obsessed with small-cap altcoins, using short-term thinking for large amounts of capital, and will eventually suffer significant losses. At what level you should do what, this is the key to crossing the capital threshold.
Looking back now, the ceiling of trading ability has never been about skills. I have hardly ever bought at absolute tops or bottoms, yet I can profit long-term, relying on the combination of mindset, character, and logic. Everyone has their own capital threshold; some are stuck at 50,000, others at 500,000, but the essence is always the same: 'not learning to match the trading mindset with capital levels.'
What threshold are you currently stuck at? Is it a chaotic mindset or a logic that hasn't flipped yet?
