Michael Saylor, a 60-year-old billionaire holding over 600,000 bitcoins, is arguably the largest bitcoin holder today. MicroStrategy, the company he leads, holds over 620,000 bitcoins, with a market capitalization of nearly $75 billion. The story behind this tech enthusiast reveals a reflection on traditional assets and a deep obsession with cryptocurrency.

Born in February 1965 in Nebraska, USA, to a family of wealthy parents, Saylor graduated from MIT with a major in aerospace engineering and history of science. In 1989, at the age of 24, fresh out of MIT, he founded MicroStrategy, specializing in business intelligence software. The early days were difficult, but he persevered, pushing the company's IPO in 1998. As its market value soared, he became a billionaire.

But his good fortune didn't last long. The dot-com bubble burst in 2000, sending the company's stock price plummeting and nearly bankrupting Saylor. This crisis made him realize the unreliability of traditional assets.

The turning point came in 2020. As the pandemic raged, Saylor anticipated an inflation crisis and boldly invested all of the company's cash in Bitcoin—his initial purchase was 25,000 coins, then priced at just $10,000 each. Faced with external skepticism and even ridicule, he resolutely borrowed money to increase his holdings. In 2021, Bitcoin rose to $60,000, doubling the company's wealth. Then, when it plummeted to $16,000 in 2022, he relentlessly bought at a lower price.

In 2024, he paid a $40 million fine for tax issues, but Bitcoin's rebound was largely unaffected. By July 2025, MicroStrategy held 629,376 Bitcoins, at an average cost of $73,300. Saylor's net worth rebounded from its low to $9.7 billion, and he publicly declared, "Bitcoin is digital gold."

His performance has sparked controversy in the crypto community: Is Saylor a visionary or a speculator? Let's discuss in the comments. #以太坊生态山寨币普涨 #ETH创历史新高