Innovative Model of Huma Finance 💜
How does Huma Finance's PayFi model break the barriers between traditional payment and financing?
Huma Finance's PayFi model combines payment and financing, which is difficult to achieve in traditional finance. Traditional payment settlement is slow, and transaction fees are high, while financing often requires a lot of collateral, causing great difficulties for small and medium-sized enterprises.
Huma leverages blockchain and stablecoins, allowing companies to use future income streams as collateral for loans, enabling cross-border e-commerce to receive payments in advance and facilitating quick capital turnover. Traditional factoring processes are cumbersome, but Huma fragments accounts receivable, allowing ordinary people to invest. This innovation breaks the high barriers between traditional payment and financing, making capital flow more efficient and bringing new vitality to the financial market.