The Technical Logic of Huma Finance📝

How does Huma Finance achieve precise lending through cash flow analysis?​

Huma Finance allows users to borrow against future income streams, and the key lies in the analysis of cash flow patterns. It leverages smart contracts to quickly analyze user salary, invoices, remittances, and other cash flow data to accurately determine the borrowing limit. For example, if a small merchant has stable invoice income every month, Huma can instantly provide liquidity that matches 70 - 90% of expected future income by analyzing the amounts and arrival times of these invoices.

Compared to the complex review processes of traditional financial institutions, Huma's approach is more efficient and precise, greatly improving lending efficiency while also reducing risks arising from information asymmetry. #HumaFinance🥰🥰 @Huma Finance 🟣 $HUMA