The world of DeFi has brought exciting innovations: attractive yields, governance dynamics, and speculative opportunities.
But what if DeFi could go beyond and solve real problems? What if it could help a freelancer obtain immediate liquidity, a small business finance its growth with its own income, or a worker access credit using their salary as collateral?
That is exactly what #HumaFinance is creating. This decentralized protocol, focused on what they call PayFi, is designed to provide financial tools based on real income.
Instead of relying on collateral that excludes the majority, Huma leverages invoices, payment flows, and earnings to democratize access to credit.
Here, smart contracts merge with the practicality of the real world. No intermediaries. No barriers of traditional finance.
Huma is not just another protocol on the chain. It is a bridge to finances that truly connect with daily needs.
Far from speculating with money, Huma seeks to return financial control to those who generate it with their effort.
This could be the most significant step of DeFi towards a tangible impact.
