@TreehouseFi Treehouse is a fixed income protocol focused on decentralized finance (DeFi), designed to build a decentralized fixed income layer for digital assets. Its core goal is to unify on-chain interest rates and solve the fragmented yield problem in DeFi by making yields safer, more transparent, and accessible through innovative products.
Treehouse's main products include tAssets and DOR (Decentralized Offered Rate). tAssets are liquid staking tokens, such as tETH, tAVAX, etc., allowing users to deposit native tokens or liquid staking tokens (LSTs) to optimize yields through interest rate arbitrage strategies, enabling users to maintain liquidity in DeFi protocols while earning stable returns. DOR is a decentralized benchmark interest rate system driven by participants, similar to SOFR or LIBOR in traditional finance, providing reliable interest rate references for DeFi, helping institutional and retail investors predict and manage risks.
Treehouse rapidly rose to prominence in early 2025, with a total value locked (TVL) exceeding $573 million, attracting over 60,000 tAssets holders and integrating with major protocols like Aave and Lido. The project emphasizes sustainable real yields rather than speculative Ponzi schemes, filling the gap in fixed income within DeFi — the fixed income market size in traditional finance reaches $600 trillion, while DeFi is still in its infancy. Treehouse's token $TREE is the core governance and utility token of the protocol, used for staking, voting, and participating in the ecosystem. At the end of July 2025, $TREE was launched through Binance's HODLer airdrop program, with an initial circulating supply of less than 20%, and team and investor tokens locked for 6-48 months. Users can stake $TREE through pre-funded vaults, enjoying 50-75% APR rewards while participating in the GoNuts points system for additional earnings.
The performance of $TREE reflects the typical pattern of DeFi infrastructure projects: a phase of hype following the initial listing, entering a consolidation phase driven by TVL growth and staking rewards. As Treehouse expands to more chains and introduces FRA (Forward Rate Agreements), its potential is immense, but market volatility should be monitored. Investors should pay attention to the interest rate environment and institutional adoption; if fixed income becomes mainstream in DeFi, $TREE may see a rebound.
