#HumaFinance brings a new way to lend RWA

When it comes to DeFi lending, many people's first reaction is "I need to pledge a bunch of crypto assets first," but for most people, the invoices and real estate they have are their real strengths. @Huma Finance 🟣 aims to break this limitation—bringing RWA (Real World Assets) into DeFi, creating a lending model with "low collateral or even no collateral," and providing a new way for asset-backed finance.

@Huma Finance 🟣 doesn’t follow the "collateral-only" theory: Do you have an unpaid invoice for 100,000? You can borrow; do you have a rental-generating property? You can also borrow. It relies not on "holding your assets hostage," but on analyzing the cash flow behind these assets— as long as there is stable future income, you can get matching credit limits, which is much more flexible than traditional finance that "only looks at how much collateral is worth." $HUMA tokens are the backbone of this ecosystem, allowing holders to participate in governance, earn rewards through staking, and enjoy special rights in the lending pool.

It runs on Ethereum, where transparency and security go without saying, so both individuals and institutions can use it with confidence. For example, a small business owner, in the past, wanted to take out a loan using invoices, had to run to the bank, fill out a bunch of forms, and might not get approved; now on @Huma Finance 🟣 , after verifying the invoice information on-chain, the money might arrive the same day. #HumaFinance is essentially building a bridge between real assets in traditional finance and the efficiency and transparency of blockchain.

As RWA becomes more popular in DeFi, #HumaFinance ’s “down-to-earth” model will only become more appealing. The value of $HUMA is not just about following market speculation but is tied to the scale of real assets and lending activity within the ecosystem—this kind of growth, backed by tangible assets, is much more solid than mere token speculation.