📖 The story of finance is actually the "story of credit."
In ancient times, credit came from personal relationships.
In the industrial age, credit relied on banks and collateral.
In the world of cryptocurrency, credit is locked in the hands of a few who hold BTC and ETH.
The result is:
👉 The more assets one has, the easier it is to obtain more funding;
👉 Those who truly need liquidity are always left outside the door.
@Huma Finance 🟣 wants to rewrite this logic.
Through the PayFi network, a brand new credit model is proposed:
📌 Future income from wages, invoices, remittances, etc. = On-chain credit assets.
🔥 Release up to 90% liquidity in advance
🔥 No need for traditional collateral
🔥 Fully transparent, secure, and verifiable on the chain
This is a leap from "asset-based credit" to "income-based credit."
It is not just a protocol, but may be the next chapter in the evolution of finance.
📣 Huma Finance——making future credit truly belong to all those who create value.