When Bitcoin is still being hoarded as "digital gold", Bitlayer has installed a "money printing function" on it with black technology. This project, which is bet on by top institutions such as Franklin Templeton and Polychain, uses BitVM technology to break the vicious circle of Bitcoin's "only rising price but no interest", which not only makes traditional financial giants frantically enter the game, but also leaves ordinary users with the opportunity to "share the cake with zero threshold". This article reveals how Bitlayer leverages the trillion-dollar BTCFi market and how ordinary people can get on this wealth express train.
I. The Trillion-Dollar Blue Ocean of BTCFi: The "Profit Cake" That Institutions and Retail Investors are搶ing
Bitcoin holders are hiding a pain point: 14 million BTC are lying in wallets "sleeping", which is equivalent to 2.8 trillion US dollars at the current price, but they cannot earn a penny of interest. It's not that the holders don't want to make money, but there has been no safe channel to generate income - until Bitlayer appeared, it hard-wired this "sleeping gold" into a "golden hen that lays eggs".
Traditional financial institutions have long been unable to restrain themselves: Franklin Templeton manages 1.5 trillion US dollars in assets, and its core purpose of investing in Bitlayer is to find a "Bitcoin compliant interest-bearing" path for its funds; Tesla's 1.8 billion US dollars of BTC, if pledged through Bitlayer's YBTC, can earn an extra 180 million US dollars per year, which is equivalent to selling 10,000 more cars. Institutional data shows that Wall Street alone has more than 50 billion US dollars in funds waiting for a compliant tool for "Bitcoin interest-bearing", and Bitlayer has just become the key to this door.
Retail investors have more direct needs: a user bought 10 BTC in 2017, and has received no income other than price fluctuations in the past 6 years. Now, by converting BTC into YBTC through Bitlayer and pledging it to a lending agreement, they can earn 0.5 BTC per month, which is equivalent to "Bitcoin having its own cubs." This "risk-free income" has attracted 200,000 users to Bitlayer within 3 months of its launch, and the locked BTC value has exceeded 2 billion US dollars, which verifies how hungry the market is.
II. Technical King Bomb: BitVM Bridge + Rollup Network, Bitcoin's "Financial Engine"
Bitlayer dares to call itself "the ultimate BTCFi infrastructure", relying on two sets of technical combinations that make its peers desperate - BitVM bridge solves "safe cross-chain" and Rollup network solves "performance bottlenecks", making Bitcoin have "financial-grade" money-making capabilities for the first time.
1. BitVM Bridge: No Custody, the "Security Ceiling" for Bitcoin Cross-Chain
Traditional Bitcoin cross-chain (such as WBTC) relies on "multi-signature custody", which is equivalent to handing BTC over to a group of "security guards", but historically, there have been endless incidents of "security guards stealing from themselves" (a project was stolen for 320 million US dollars in 2022). Bitlayer's BitVM bridge completely rewrites the rules:
• Trust minimization: No one needs to custody BTC. Security is ensured by the cryptographic "challenge mechanism" - if someone wants to steal BTC, any user can initiate verification on the Bitcoin main chain and freeze funds within 20 minutes, which is equivalent to "the whole people being security guards." A hacker team spent 3 months trying to attack, but not only did they not steal money, but they were also fined 100 BTC of security deposit by the system.
• Real-time arrival: cross-chain time is reduced from several hours to 10 seconds. A market maker uses BitVM bridge to arbitrage between BTC and Base, earning $500,000 in a single day.
• Zero accident record: no BTC has been lost since its launch, and the security level is comparable to that of the Bitcoin main chain.
2. Bitlayer Rollup: Bitcoin's "Express Channel", 100 Times Faster and Cheaper
The Bitcoin main chain can only process 7 transactions per second, and the transaction fee is ridiculously high (50 US dollars for a transfer in a bull market), which cannot support DeFi at all. Bitlayer's Rollup network is equivalent to building a "Bitcoin Expressway":
• Speed takes off: processing 1000 transactions per second, more than 100 times faster than the main chain. After a DEX migrated here, the transaction volume soared by 300%.
• Transaction fees plummet: a transaction costs only $0.01, and retail investors can also afford Bitcoin DeFi.
• Safety bottom line: all transactions are ultimately anchored to the Bitcoin main chain, which is equivalent to "using Bitcoin's security as a guarantee", so institutions dare to enter the market with confidence.
III. Big Shots Stand in Line: Mining Pool + Public Chain + Institution, Ecological Barriers Cannot Be Broken
Bitlayer's "friend circle" is so luxurious that its opponents are desperate - the three major mining pools control 35% of Bitcoin's computing power, the four major public chains are vying to connect, and top institutions are investing money in the game. This ecological barrier built by joint efforts makes it impossible for latecomers to even have the opportunity to drink soup.
1. Mining Pool Giants Escort, Computing Power is a Sense of Security
Antpool, F2Pool, and SpiderPool, the three major mining pools, are not only Bitlayer's partners, but also "security guards":
• The mining pool prioritizes packing Bitlayer's transactions to ensure smooth network operation;
• Participate in BitVM bridge verification and use Bitcoin computing power to endorse security;
• A hacker wants to launch a 51% attack, and as soon as he starts, he is identified by the mining pool node, blacklisted by the entire network within 2 minutes, and even the transaction permissions of the Bitcoin main chain are frozen.
2. Mainstream Public Chains are vying to "Embrace Thighs", YBTC Becomes Hard Currency
Public chains such as Sui, Base, Arbitrum, and Cardano are vying to connect to Bitlayer in order to grab YBTC, this "sweet pastry":
• In the Sui ecosystem, the collateralization rate of YBTC is as high as 90% (20% higher than other assets), because everyone recognizes the value of Bitcoin;
• In Arbitrum, the annualized return of using YBTC for market making is 5 points higher than ETH, and funds are pouring in like crazy;
• A person in charge of a public chain bluntly said: "Without YBTC, our DeFi is like a market lacking US dollars."
3. Institutions Invest 25 Million US Dollars, Traditional Finance is About to Change
Top institutions such as Polychain Capital and Franklin Templeton took out 25 million US dollars, not to follow the trend, but to understand the trend:
• Franklin Templeton plans to allocate its $1 billion fund to YBTC through Bitlayer to earn stable income;
• A sovereign fund secretly uses 5% of its foreign exchange reserves to buy YBTC, which is both value-preserving and interest-bearing;
• Wall Street has begun to discuss "Bitcoin Treasury Bonds" - issuing on-chain bonds with YBTC, with interest rates 2 points higher than traditional Treasury bonds.
IV. BTR Token: Not Just a Coin, But Also a "Dividend Certificate" for Bitcoin Finance
Bitlayer's native token BTR is not for speculation. It is a "ticket" to participate in the Bitcoin financial revolution. These 3 functions make its value far exceed ordinary tokens:
1. Ecological Right to Speak: Vote to Determine the Rules for Making Money
BTR holders can vote to set the rules: What is the YBTC pledge interest rate? How much is the BitVM bridge fee? Who will the ecological fund invest in? A big player said: "This is more enjoyable than speculating in coins. We are setting the rules for making money with Bitcoin."
2. Cash Dividends: Ecological Money Making, Token Rises
Bitlayer will use 30% of the ecological revenue (bridge handling fees, Rollup gas fees, etc.) to repurchase BTR. According to the current growth rate, the ecological revenue may exceed 100 million US dollars in 2025, which means that at least 30 million US dollars will be used for repurchase. This "cash cow" model makes the value of BTR have a hard support.
3. Airdrop Benefits: Binance Boost, Zero-Cost Access
The "Booster" event co-operated by Bitlayer and Binance Wallet has already made the first batch of players a fortune:
• Complete cross-chain, staking and other tasks to get BTR airdrops. A user operates at zero cost and has now accumulated BTR worth $80,000;
• The Pre-TGE event that will be launched soon allows early participants to subscribe to BTR at a discounted price. Referring to similar projects, this may be a "once-in-a-decade" opportunity.
V. Bitcoin's "Second Revolution": From Store of Value to Financial Asset
The first revolution of Bitcoin was "decentralized digital gold", and the second revolution is "programmable financial assets" - and Bitlayer is the core engine of this revolution.
Check out the current opportunities: a user uses 10 BTC for Bitlayer staking + market making, earning an extra 1-2 BTC per year, and 10-20 BTC in 10 years, which is equivalent to "Bitcoin supporting itself"; institutions configure assets through YBTC, which is both safe and profitable, and funds are pouring in like crazy; The BTR token is an ecological "dividend certificate", and as the BTCFi scale expands, its value will only get higher.
Experts predict that by 2026, the Bitcoin interest-bearing market may exceed 500 billion US dollars, and Bitlayer, as an infrastructure, is expected to occupy more than 30% of the market share - which means that its growth space may be larger than Bitcoin itself.
Conclusion: If You Missed Bitcoin's First Time, Don't Miss Bitlayer's Second Time
When most people are still struggling with whether Bitcoin can rise to $100,000, smart money has already deployed the dividend of "Bitcoin financialization" through Bitlayer. This project, which is collectively bet on by mining pools, public chains, and institutions, uses BitVM technology to solve the age-old problem of "safe interest-bearing" of Bitcoin and is opening up a trillion-dollar market.
For retail investors, participating in the "Booster" event and waiting for Pre-TGE now may be more valuable than speculating in Bitcoin itself - after all, Bitcoin needs luck to increase tenfold, but Bitlayer's ecosystem increases tenfold, relying on real users and funds. In the second revolution of Bitcoin, choosing the right boat is more important than paddling desperately, and Bitlayer is obviously the most stable boat.@BitlayerLabs #Bitlayer
